Editor shortlists
Low-friction personal loans
Compare lenders that keep eligibility checks light and turnaround times quick.
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Scout Picks
Compare personal loans
We highlight the strongest rates, requirements, and timelines up front so you can compare faster.
- Fast scan
- Top options summarized in one view
- Clear terms
- Rates, fees, or fit signals are easy to spot
- No fluff
- Straight to the shortlist before deeper research
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Flexible mid-range options
02Useful when you want stronger detail and a bit more room to compare tradeoffs.
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Recently added
- Rate
- 65–249%
- Amount
- $50–$500
- Timing
- —
Small emergency loans from $50 to $500. Build credit with installment payments. Available in 30+ states. Not a payday loan.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
Personal
Avant Personal Loans
- Rate
- 9.95–35.99%
- Amount
- $2k–$35k
- Timing
- —
Personal loans from $2,000 to $35,000 with APR from 9.95%-35.99%. Designed for borrowers with fair credit. Funds as soon as next business day.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
Student
College Ave Student Loans
- Rate
- 2.74–17.99%
- Amount
- ≤$1k
- Timing
- —
Private student loans for undergrad, grad, and parents. Competitive rates with multiple repayment options. $1,000 to full cost of attendance.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
- Rate
- 6.5–8.0%
- Amount
- $50k–$2M
- Timing
- —
Commission-free mortgage lender with no origination fees. Get pre-approved in minutes with competitive rates for purchase or refinance.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
Auto
Autopay Auto Loans
- Rate
- 4.67–21.99%
- Amount
- $5k–$100k
- Timing
- —
Auto refinancing specialist with rates starting at 5.15% APR. Save an average of $100/month by refinancing. Quick 2-minute application.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
Personal
Best Egg Personal Loans Review
- Rate
- 6.99–35.99%
- Amount
- $2k–$50k
- Timing
- —
Personal loans from $2,000 to $50,000 with competitive rates. Quick funding — often same or next day. Debt consolidation and home improvement focus.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
- Rate
- 2.99–16.38%
- Amount
- $1k–$200k
- Timing
- —
Private student loans for undergraduate, graduate, and career training. Competitive rates with multiple repayment options during and after school.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
- Rate
- 7.99–13.99%
- Amount
- $35k–$300k
- Timing
- —
Fixed-rate home equity loans from $35,000 to $300,000 with no origination fees, no appraisal fees, and no cash due at closing.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
- Rate
- 4.91–14.99%
- Amount
- $4k–$100k
- Timing
- —
Pre-qualify for auto financing with no impact on credit score. Competitive rates for new and used vehicles with flexible terms up to 72 months.
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- Open the detail page for the full breakdown
- Rate
- 8.99–29.99%
- Amount
- $3.5k–$40k
- Timing
- —
No-fee personal loans from $3,500 to $40,000 with fixed rates. No sign-up, prepayment, or late fees. On-time payment reward.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
Student
Earnest Student Loan Refinance
- Rate
- 4.15–14.9%
- Amount
- $5k–$500k
- Timing
- —
Refinance student loans with flexible repayment options and no fees. Choose your exact monthly payment or loan term. Skip a payment once per year.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
- Rate
- 6.875–7.148%
- Amount
- —
- Timing
- —
America's largest mortgage lender. Online application, verified approval in minutes. Purchase and refinance options. FHA, VA, and conventional.
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- Open the detail page for the full breakdown
- Rate
- 6.9–27.9%
- Amount
- $1k–$100k
- Timing
- —
Online car buying with integrated financing. Get pre-qualified in minutes with no credit score impact. 7-day return policy on all vehicles.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
Personal
Kabbage Business Line of Credit
- Rate
- —
- Amount
- $2k–$250k
- Timing
- —
Business lines of credit from $2,000 to $250,000. Apply in minutes, funds available same day. Revenue-based qualification.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
Student
SoFi Student Loan Refinancing
- Rate
- 4.24–10.37%
- Amount
- $5k–$500k
- Timing
- —
Refinance federal and private student loans with rates starting at 4.49%. No fees. Unemployment protection included. Member benefits.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
- Rate
- 5.99–7.5%
- Amount
- $10k–$500k
- Timing
- —
Competitive HELOC rates with no closing costs on lines up to $500,000. Interest-only payment option during draw period.
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- Open the detail page for the full breakdown
- Rate
- 6.49–15.49%
- Amount
- $5k–$100k
- Timing
- —
New and used auto loans with low fixed rates and no fees. Borrow $5,000 to $100,000. Rate Beat Program guarantees competitive pricing.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
- Rate
- 19.9–35.95%
- Amount
- $300–$18.5k
- Timing
- —
Personal loans for borrowers building credit. No credit history required. Borrow $300 to $18,500. Reports to all 3 credit bureaus.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
- Rate
- 2.65–17.99%
- Amount
- —
- Timing
- —
Compare student loan rates from multiple lenders in 2 minutes. Pre-qualified rates with no impact on credit score. Refinance and new loan options.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
- Rate
- 8.5–11.5%
- Amount
- $25k–$500k
- Timing
- —
Home equity loans and HELOCs with higher LTV options — borrow up to 95% of home value. Quick digital process.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
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