Editor shortlists
Low-friction personal loans
Compare lenders that keep eligibility checks light and turnaround times quick.
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Scout Picks
Compare personal loans
We highlight the strongest rates, requirements, and timelines up front so you can compare faster.
- Fast scan
- Top options summarized in one view
- Clear terms
- Rates, fees, or fit signals are easy to spot
- No fluff
- Straight to the shortlist before deeper research
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Flexible mid-range options
02Useful when you want stronger detail and a bit more room to compare tradeoffs.
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Recently added
- Rate
- 36.0–199.0%
- Amount
- $100–$5k
- Timing
- Same day
One of the largest payday loan providers in the US. Offers payday loans and installment loans online and at 900+ store locations. fast payday loan funding available at stores.
- Active Bank Account
- Regular Income
- 18 Years Or Older
- Rate
- —
- Amount
- $50–$250
- Timing
- Minutes
Payday advance app offering instant cash advances up to $250. No credit check, no late fees. Payday loan alternative trusted by 12 million+ users. Get approved for a payday advance in minutes.
- Active bank account with regular income deposits
- No credit check required
- US resident
- Rate
- —
- Amount
- $2k–$250k
- Timing
- Same day (online decision)
Business lines of credit from $2,000 to $250,000. Apply in minutes, funds available fast. Revenue-based qualification.
- FICO score 660+
- Business at least 1 year old
- Average monthly revenue $3,000+
- Rate
- 7.74–35.99%
- Amount
- $1k–$50k
- Timing
- Next business day funding
Consolidate debt with multiple rate discounts including autopay and direct creditor payment. Loans from $1,000 to $50,000 with terms up to 84 months. Accessible to fair-credit borrowers with scores as low as 580.
- Minimum credit score 580
- US citizen or permanent resident
- Verifiable income
- Rate
- 3.99–24.99%
- Amount
- $8k–$100k
- Timing
- —
Compare auto loan offers from multiple lenders in minutes. New, used, refinance, and lease buyout options. Rates as low as 3.99%.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
- Rate
- 59.0–199.0%
- Amount
- $500–$4k
- Timing
- Same day
Online personal loans designed for borrowers with limited or bad credit. fast funding available with no hidden fees. Predictable payments that may help build credit history.
- Active Bank Account
- Regular Income
- 18 Years Or Older
- Rate
- 6.17–6.5%
- Amount
- $50k–$3M
- Timing
- —
America's largest mortgage lender offering conventional, FHA, VA, and jumbo loans. Fully digital application process with rate lock options.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
- Rate
- 4.15–14.9%
- Amount
- $5k–$500k
- Timing
- —
Refinance student loans with flexible repayment options and no fees. Choose your exact monthly payment or loan term. Skip a payment once per year.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
- Rate
- 49.0–200.0%
- Amount
- $200–$3.5k
- Timing
- Same business day
Online payday loans, installment loans, and lines of credit. Simple application available 24/7. Fast approval in minutes with fast funding. Payday lending and short-term emergency loans since 2011.
- Active bank account
- Verifiable income
- US resident in eligible state
- Rate
- —
- Amount
- $25–$500
- Timing
- 5 minutes
Payday advance app offering up to $500 in ExtraCash payday advances with no interest. Get approved in 5 minutes. No credit check required. Payday lending alternative.
- Dave Checking account
- Active bank account with income history
- No credit check
- Rate
- 7.74–35.49%
- Amount
- $5k–$100k
- Timing
- Same day funding available
Consolidate credit card debt into one fixed monthly payment with no origination fees, no prepayment penalties, and fast funding available. Borrow $5K to $100K.
- Minimum credit score 680
- US citizen or permanent resident
- Employed or have regular income
- Rate
- 6.9–27.9%
- Amount
- $1k–$100k
- Timing
- —
Online car buying with integrated financing. Get pre-qualified in minutes with no credit score impact. 7-day return policy on all vehicles.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
- Rate
- 34.0–155.0%
- Amount
- $1k–$10k
- Timing
- Next business day
Personal loans and lines of credit for borrowers who may not qualify with traditional lenders. Fast application, quick decisions, and next-business-day funding.
- Active Bank Account
- Regular Income
- 18 Years Or Older
- Rate
- 6.65–15.0%
- Amount
- $15k–$400k
- Timing
- —
Home equity line of credit with 100% online application. Approval in 5 minutes, funding in 5 days. Draw on your home equity as needed.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
- Rate
- 2.74–17.99%
- Amount
- Up to $1k
- Timing
- —
Private student loans for undergrad, grad, and parents. Competitive rates with multiple repayment options. $1,000 to full cost of attendance.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
- Rate
- 89.0–199.0%
- Amount
- $100–$3k
- Timing
- Same day
Online payday and installment loans with quick approval and fast funding. Offers payday loans, installment loans, and lines of credit depending on your state.
- Active Bank Account
- Regular Income
- 18 Years Or Older
- Rate
- 5.96–35.99%
- Amount
- $1k–$40k
- Timing
- Approved in as little as 1 hour, funded next business day
Pay off credit cards with a balance transfer loan from LendingClub. Direct payment to creditors available, with approval in as little as one hour and funding in one business day.
- Minimum credit score 600
- US citizen or permanent resident
- Verifiable income
- Rate
- 3.89–18.24%
- Amount
- $250–$100k
- Timing
- Same day
Navy Federal offers some of the lowest auto loan rates in the US, starting at 3.89% APR for new vehicles.
- Military/DoD affiliation
- Navy Federal membership
- US resident
- Rate
- 7.49–22.44%
- Amount
- $5k–$50k
- Timing
- —
Personal loans from $5,000 to $50,000 with no origination fees. Autopay discount. Existing Citizens customers may get reduced rates.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
- Rate
- 6.875–7.148%
- Amount
- —
- Timing
- —
America's largest mortgage lender. Online application, verified approval in minutes. Purchase and refinance options. FHA, VA, and conventional.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
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