Editor shortlists
Low-friction personal loans
Compare lenders that keep eligibility checks light and turnaround times quick.
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- High
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Compare personal loans
We highlight the strongest rates, requirements, and timelines up front so you can compare faster.
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- Straight to the shortlist before deeper research
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Flexible mid-range options
02Useful when you want stronger detail and a bit more room to compare tradeoffs.
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Recently added
- Rate
- 25.83–32.0%
- Amount
- $800–$350k
- Timing
- Subject to assessment
Unsecured personal loan from Standard Chartered Ghana with up to GHS 350,000 and flexible repayment of up to 60 months. Features credit life insurance and Smart Credit options for salary account holders.
- Salary account with Standard Chartered
- Minimum 6 months employment
- Credit life insurance required
- Rate
- 22.0%
- Amount
- ≤$450k
- Timing
- 48 hours
Personal loan from Fidelity Bank Ghana with up to GHS 450,000 borrowing limit, 22% interest rate, and 48-hour processing for salaried workers.
- Fidelity Bank account holder
- Salaried worker
- 6 months minimum employment
- Rate
- 10.0%
- Amount
- —
- Timing
- 48 hours
Personal loan from Bank of Africa Ghana with competitive interest rates starting from 10% for salaried workers in public and private sectors.
- BOA account holder
- Salaried worker
- 6 months employment minimum
- Rate
- 7.03–30.03%
- Amount
- $500–$1M
- Timing
- Quick approval
Unsecured personal loan from Absa Ghana offering up to GHS 1,000,000 with flexible repayment from 6 to 96 months.
- Absa account holder
- 6 months employment
- Permanent staff or fixed-term contract
- Rate
- 22.75–30.0%
- Amount
- $2k–$700k
- Timing
- Within 24 hours
Personal loan from GCB Bank disbursed within 24 hours for salaried workers. Up to GHS 700,000 with flexible purposes including home improvement, auto purchase, education, and health.
- Salaried worker on government payroll or profiled employer
- Ghana Card (Ecowas ID)
- Recent 3 months payslips