Scout Picks

Compare personal loans

We highlight the strongest rates, requirements, and timelines up front so you can compare faster.

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Top options summarized in one view
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Rates, fees, or fit signals are easy to spot
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Straight to the shortlist before deeper research

  1. Editor shortlists

    Low-friction personal loans

    01

    Compare lenders that keep eligibility checks light and turnaround times quick.

    Signal
    High
    Review
    Clear
    Speed
    Fast

  2. Flexible mid-range options

    02

    Useful when you want stronger detail and a bit more room to compare tradeoffs.

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  3. Need a wider view?

    03

    Open the full results page to compare more providers, filters, and editorial notes.

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Recently added

Personal

OTP Banka Gotovinski kredit

OTP Banka

Rate
4.99–6.59%
Amount
€1k–€40k
Timing
Klik kredit dostupan online

Gotovinski kredit s fiksnom kamatnom stopom od 4,99% do 6,39% (EKS od 5,11% do 6,59%) za iznos do 40.000 EUR. Rok otplate do 120 mjeseci. Kamatna stopa ovisi o suradnji klijenta s bankom.

  • OTP tekući račun
  • Kamatna stopa ovisi o suradnji s bankom

Personal

RBA Gotovinski kredit

Raiffeisenbank Austria (RBA)

Rate
5.0–6.16%
Amount
€1k–€40k
Timing
Online u mojaRBA aplikaciji

Online gotovinski kredit uz fiksnu kamatnu stopu 5,00% (EKS 5,11%) za iznos do 40.000 EUR s rokom otplate do 120 mjeseci, bez naknade za obradu.

  • RBA tekući račun
  • Primanja u RBA za iznos preko 15.000 EUR

Personal

Addiko Gotovinski kredit

Addiko Bank

Rate
2.95–6.0%
Amount
€1k–€50k
Timing
Brza obrada zahtjeva

Gotovinski kredit do 50.000 EUR uz fiksnu kamatnu stopu, bez depozita, učešća i jamaca. Rok otplate do 10 godina. Bez skrivenih troškova i bez obveze prijenosa primanja.

  • Bez depozita i učešća
  • Bez jamaca
  • Bez obveze prijenosa primanja

Personal

PBZ Nenamjenski kredit

Privredna banka Zagreb (PBZ)

Rate
4.78–6.97%
Amount
€1k–€44k
Timing
Online putem PBZ mobilnog bankarstva

Nenamjenski kredit uz sniženu fiksnu kamatnu stopu od 4,78% (EKS 6,21%) do 30.6.2026. za iznos do 44.000 EUR. Rok otplate do 120 mjeseci.

  • PBZ tekući račun

Personal

Zagrebačka banka Gotovinski kredit

Zagrebačka banka (ZABA)

Rate
5.19–6.7%
Amount
€1k–€50k
Timing
Online putem m-zabe

Gotovinski kredit do 50.000 EUR uz fiksnu kamatnu stopu 5,19% (EKS 5,84%), rok otplate do 120 mjeseci. Bez instrumenata osiguranja, brza i jednostavna realizacija.

  • Bez instrumenata osiguranja

Personal

Erste Bank Gotovinski kredit

Erste Bank

Rate
5.5–6.09%
Amount
€1k–€40k
Timing
Online putem George aplikacije

Gotovinski kredit uz fiksnu kamatnu stopu 5,90% (EKS 6,09%) za iznos do 40.000 EUR. Rok otplate do 120 mjeseci. Posebna ponuda za umirovljenike: 5,50% (EKS 5,87%).

  • Erste tekući račun

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