Editor shortlists
Low-friction personal loans
Compare lenders that keep eligibility checks light and turnaround times quick.
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- High
- Review
- Clear
- Speed
- Fast
Scout Picks
Compare personal loans
We highlight the strongest rates, requirements, and timelines up front so you can compare faster.
- Fast scan
- Top options summarized in one view
- Clear terms
- Rates, fees, or fit signals are easy to spot
- No fluff
- Straight to the shortlist before deeper research
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Flexible mid-range options
02Useful when you want stronger detail and a bit more room to compare tradeoffs.
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Recently added
- Rate
- 9.5–16.5%
- Amount
- ₹25k–₹500k
- Timing
- —
Compare the terms, requirements, and editorial notes before you click through.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
- Rate
- 10.0–15.65%
- Amount
- ₹50k–₹2M
- Timing
- 1-2 business days
State Bank of India — the country's largest bank offering personal loans with among the lowest rates.
- Indian citizen
- Age 21-58
- Salaried or self-employed
- Rate
- 8.5–13.0%
- Amount
- ₹100k
- Timing
- 3-7 business days
Compare the terms, requirements, and editorial notes before you click through.
- Indian national
- Admission to recognised institution in India or abroad
- Co-applicant required
- Rate
- 10.5–18.0%
- Amount
- ₹20k–₹400k
- Timing
- —
Compare the terms, requirements, and editorial notes before you click through.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
- Rate
- 9.99–21.0%
- Amount
- ₹50k–₹5M
- Timing
- Same day
India's largest private bank offering instant personal loans up to ₹40 lakh with 10-second disbursal for pre-approved customers.
- Indian citizen
- Age 21-60
- Salaried or self-employed
- Rate
- 6.9–13.5%
- Amount
- ₹50k–₹7.5M
- Timing
- 5-7 business days
Compare the terms, requirements, and editorial notes before you click through.
- Indian national
- Admission to recognised institution in India or abroad
- Parent/guardian as co-applicant
- Rate
- 8.75–12.5%
- Amount
- ₹100k
- Timing
- —
Car loan from Axis Bank with competitive rates and doorstep service. Finance up to 100% of the vehicle value.
- Indian resident
- Salaried or self-employed
- Age 21-70
- Rate
- 10.49–24.0%
- Amount
- ₹20k–₹4M
- Timing
- Same day
New-age bank with competitive rates and fully digital personal loan process.
- Indian citizen
- Age 21-58
- Minimum salary ₹20,000/month
- Rate
- 6.85–11.6%
- Amount
- ₹100k–₹5M
- Timing
- 7-14 business days
Compare the terms, requirements, and editorial notes before you click through.
- Resident Indian
- Admission through entrance test or merit-based selection
- Parent/guardian as joint borrower
- Rate
- 8.4–11.5%
- Amount
- ₹100k
- Timing
- —
Car loan from ICICI Bank with competitive interest rates and quick approval. Finance new and pre-owned vehicles.
- Indian resident
- Salaried or self-employed
- Age 21-65
- Rate
- 10.49–22.0%
- Amount
- ₹50k–₹4M
- Timing
- Same day
Third-largest private bank with competitive personal loan rates and flexible repayment options.
- Indian citizen
- Age 21-60
- Minimum salary ₹15,000/month
- Rate
- 10.5–13.5%
- Amount
- ₹100k–₹5M
- Timing
- 3-5 business days
Compare the terms, requirements, and editorial notes before you click through.
- Indian national aged 16-35
- Admission to recognised institution
- Co-applicant (parent/guardian) required
- Rate
- 10.0–17.0%
- Amount
- ₹25k–₹500k
- Timing
- —
Compare the terms, requirements, and editorial notes before you click through.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
- Rate
- 10.25–24.0%
- Amount
- ₹50k–₹4M
- Timing
- Same day
Full-digital personal loan with among the lowest starting rates in India.
- Indian citizen
- Age 21-60
- Salaried with ₹25,000+/month or self-employed
- Rate
- 7.25–10.1%
- Amount
- ₹100k
- Timing
- 5-10 business days
Compare the terms, requirements, and editorial notes before you click through.
- Indian national
- Admission to recognised institution
- Parent/guardian as co-borrower
- Rate
- 8.15%
- Amount
- ₹100k–₹2.5M
- Timing
- Loan disbursal in as little as 30 minutes
HDFC Bank offers new car loans with rates starting at 8.15% p.a., up to ₹25 lakh financing, and tenures from 12 to 84 months.
- Salaried or self-employed applicant
- Minimum age 21
- Minimum income ₹3 lakh per annum
- Rate
- 10.5–24.0%
- Amount
- ₹75k–₹3.5M
- Timing
- Same day
Trusted Tata Group NBFC offering personal loans with doorstep service.
- Indian citizen
- Age 22-58
- Salaried with ₹25,000+/month
- Rate
- 6.85–11.25%
- Amount
- ₹100k
- Timing
- 7-10 business days
Compare the terms, requirements, and editorial notes before you click through.
- Indian citizen
- Admission to recognised institution
- Parent/guardian as co-borrower
- Rate
- 9.8–14.65%
- Amount
- ₹20k–₹300k
- Timing
- —
Compare the terms, requirements, and editorial notes before you click through.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
- Rate
- 10.25–19.0%
- Amount
- ₹50k–₹5M
- Timing
- Same day
Leading private bank with fully digital personal loan process and instant approval.
- Indian citizen
- Age 23-58
- Salaried or self-employed