Editor shortlists
Low-friction personal loans
Compare lenders that keep eligibility checks light and turnaround times quick.
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- High
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- Clear
- Speed
- Fast
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Compare personal loans
We highlight the strongest rates, requirements, and timelines up front so you can compare faster.
- Fast scan
- Top options summarized in one view
- Clear terms
- Rates, fees, or fit signals are easy to spot
- No fluff
- Straight to the shortlist before deeper research
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Flexible mid-range options
02Useful when you want stronger detail and a bit more room to compare tradeoffs.
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Recently added
- Rate
- 13.4–18.5%
- Amount
- Rs500k–Rs5M
- Timing
- Speedy processing
Pan Asia Bank unsecured personal loan from LKR 500,000 to LKR 5 million with published rates from 13.40% to 18.50% and no collateral requirement.
- Sri Lankan citizen residing in the country
- Minimum basic salary LKR 150,000
- Employed at a bank-approved company for at least 12 months
- Rate
- 11.5–15.0%
- Amount
- Up to Rs5M
- Timing
- Branch-based processing
National Savings Bank personal loan with rates from 11.50% p.a. and up to 15-year tenure for secured borrowing in Sri Lanka.
- Sri Lankan citizen
- Salaried employee or professional
- Property mortgage or personal guarantors required
- Rate
- 10.5–14.0%
- Amount
- Rs500k–Rs7M
- Timing
- 2-4 working days
Seylan Bank personal loan from LKR 500,000 to LKR 7 million with up to 7-year repayment and 2-4 working day processing.
- Age 20-60
- Minimum monthly fixed income LKR 200,000
- Salary remitted to Seylan Bank for the full loan duration
- Rate
- 11.0–14.0%
- Amount
- Rs100k–Rs5M
- Timing
- Within 3 working days
Commercial Bank of Ceylon personal loan from LKR 100,000 to LKR 5 million with up to 7-year repayment and a stated 3-working-day processing target.
- Age 18-60
- Permanent employee of an organisation acceptable to the bank
- Salary remitted to a bank account for at least 3 months
- Rate
- 11.0–14.0%
- Amount
- Rs30k
- Timing
- Branch or online application
Bank of Ceylon personal loan for salaried borrowers, with entry salary thresholds from LKR 30,000 for government staff and online or branch application.
- Age 18-55 (exceptions above 55 only in special circumstances)
- Government or statutory employee with take-home salary from LKR 30,000, or approved private-sector employee with take-home salary from LKR 40,000
- Salaried employee