Scout Picks

Compare personal loans

We highlight the strongest rates, requirements, and timelines up front so you can compare faster.

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Top options summarized in one view
Clear terms
Rates, fees, or fit signals are easy to spot
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Straight to the shortlist before deeper research
  1. Editor shortlists

    Low-friction personal loans

    01

    Compare lenders that keep eligibility checks light and turnaround times quick.

    Signal
    High
    Review
    Clear
    Speed
    Fast
  2. Flexible mid-range options

    02

    Useful when you want stronger detail and a bit more room to compare tradeoffs.

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  3. Need a wider view?

    03

    Open the full results page to compare more providers, filters, and editorial notes.

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Recently added

Personal

Pan Asia Bank Personal Loan

Pan Asia Banking Corporation

Rate
11.9–17.0%
Amount
$500k–$5M
Timing
Speedy processing

Pan Asia Banking Corporation personal loans from Rs 500,000 to Rs 5 million with no guarantor, collateral, or prior bank relationship required. Up to 6 years repayment.

  • Sri Lankan citizen residing in the country
  • Minimum basic salary Rs 150,000
  • Employed at bank-approved company for minimum 12 months

Personal

Commercial Bank Personal Loan

Commercial Bank of Ceylon

Rate
11.0–14.0%
Amount
Timing
Quick approval

Commercial Bank of Ceylon personal loans for various financial needs including travel, education, weddings, and home improvement. One of Sri Lanka's largest private banks.

  • Sri Lankan citizen
  • Salaried employee
  • Quick loan approval process

Personal

BOC Personal Loan

Bank of Ceylon

Rate
11.0–14.0%
Amount
$30k
Timing
Branch or online application

Bank of Ceylon personal loans with online application available. State-owned bank offering competitive rates for government and private sector employees aged 18-55.

  • Sri Lankan citizen aged 18-55
  • Permanent government or approved private sector employee
  • Minimum take-home salary LKR 30,000

Personal

Seylan Bank Personal Loan

Seylan Bank

Rate
10.5–14.0%
Amount
$500k–$7M
Timing
Branch-based processing

Seylan Bank personal loans with transparent tiered interest rates based on tenure and salary assignment. Available for salaried employees with multiple tenure options.

  • Sri Lankan citizen
  • Permanent salaried employee
  • Salary assignment to Seylan Bank preferred for best rates

Personal

NSB Personal Loan

National Savings Bank

Rate
11.0–13.0%
Amount
≤$5M
Timing
Branch-based processing

National Savings Bank personal loans for salaried employees and professionals. State-owned bank offering some of the lowest rates in Sri Lanka with flexible repayment up to 10 years.

  • Sri Lankan citizen
  • Salaried employee or professional
  • Property mortgage or personal guarantors required

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