Scout Picks

Compare personal loans

We highlight the strongest rates, requirements, and timelines up front so you can compare faster.

Fast scan
Top options summarized in one view
Clear terms
Rates, fees, or fit signals are easy to spot
No fluff
Straight to the shortlist before deeper research

  1. Editor shortlists

    Low-friction personal loans

    01

    Compare lenders that keep eligibility checks light and turnaround times quick.

    Signal
    High
    Review
    Clear
    Speed
    Fast

  2. Flexible mid-range options

    02

    Useful when you want stronger detail and a bit more room to compare tradeoffs.

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  3. Need a wider view?

    03

    Open the full results page to compare more providers, filters, and editorial notes.

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Recently added

Personal

NIC ASIA Bank Personal Loan

NIC ASIA Bank

Rate
6.42–8.49%
Amount
Rs100k–Rs1.5M
Timing
Standard processing, quick documentation

Non-collateral personal loan from NIC ASIA Bank with fixed interest at 8.49% and up to NPR 15 lakh for salaried employees and pensioners.

  • Nepalese resident
  • Salaried income, pensioner, or professional
  • Age 23 minimum

Personal

Sanima Bank Personal Loan

Sanima Bank

Rate
6.55–8.55%
Amount
Up to Rs7.5M
Timing
Standard processing

Personal loan and overdraft from Sanima Bank Nepal with up to NPR 7.5 million financing, 1% service charge, and competitive rates from 6.55%.

  • Nepalese citizen
  • Salaried or professional income
  • Citizenship certificate

Personal

Global IME Bank Personal Loan

Global IME Bank

Rate
7.39–9.87%
Amount
Rs100k–Rs1.5M
Timing
Standard processing

Personal loan from Global IME Bank, Nepal's largest private-sector bank by network reach, with competitive floating rates from base rate plus premium.

  • Nepalese citizen
  • Salaried or professional income

Personal

Himalayan Bank Personal Loan

Himalayan Bank

Rate
5.95–9.45%
Amount
—
Timing
Standard processing

Secured personal loan from Himalayan Bank with both floating and fixed-rate options. Premier customers get rates from 5.95%, standard customers from 7.95%. Fixed rate available at 8.00% for up to 7 years.

  • Nepalese citizen
  • Collateral/security required (property mortgage)
  • Salaried or professional income

Personal

Nepal Bank Personal Term Loan

Nepal Bank Limited

Rate
7.17–8.17%
Amount
Rs100k–Rs1.5M
Timing
Standard processing

Personal term loan from Nepal Bank Limited, one of the oldest government-owned banks with competitive base-rate-linked pricing from BR+2.50% (approx. 7.17% p.a.).

  • Nepalese citizen
  • Salaried or professional income

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