Editor shortlists
Low-friction personal loans
Compare lenders that keep eligibility checks light and turnaround times quick.
- Signal
- High
- Review
- Clear
- Speed
- Fast
Scout Picks
Compare personal loans
We highlight the strongest rates, requirements, and timelines up front so you can compare faster.
- Fast scan
- Top options summarized in one view
- Clear terms
- Rates, fees, or fit signals are easy to spot
- No fluff
- Straight to the shortlist before deeper research
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Flexible mid-range options
02Useful when you want stronger detail and a bit more room to compare tradeoffs.
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Recently added
- Rate
- 25.03–28.67%
- Amount
- ₱20k–₱3M
- Timing
- 2-3 banking days callback
One of the Philippines' largest banks offering personal loans up to ₱3 million with competitive rates.
- Filipino citizen
- employed or self-employed
- minimum gross monthly income ₱15,000
- Rate
- 19.0–34.0%
- Amount
- ₱20k–₱5M
- Timing
- fast processing
RCBC's collateral-free personal loan available 24/7 via Pasado Portal.
- Filipino citizen or resident
- employed or self-employed
- valid government-issued ID
- Rate
- —
- Amount
- ₱5k–₱50k
- Timing
- instant in-app
Philippines' first digital-only bank offering fast, app-based personal loans.
- Filipino nationality
- 23-58 years old
- Tonik account required
- Rate
- 39.43%
- Amount
- ₱30k–₱3M
- Timing
- 1-3 business days
Security Bank subsidiary offering personal loans up to ₱3 million with online application.
- Filipino citizen
- 21-65 years old
- minimum gross monthly income ₱15,000 (Metro Manila) or ₱12,000 (outside)
- Rate
- 25.98–26.76%
- Amount
- ₱10k–₱2M
- Timing
- application and calculator online, processing varies
BDO personal loan with published tenor table, loan amount range, and annual effective-rate examples.
- Filipino citizen or permanent resident
- employed or self-employed
- income documents required
- Rate
- —
- Amount
- ₱20k–₱2M
- Timing
- within 5 banking days
CTBC Bank's personal loan designed for salaried employees with clear eligibility guides.
- Filipino citizen
- 23-65 years old at loan maturity
- minimum gross monthly income ₱15,000 (bankers) or ₱20,000 (non-bankers)
- Rate
- 25.98–36.74%
- Amount
- ₱20k–₱2M
- Timing
- 7 banking days
Major Philippine bank with transparent pricing and clear ACR disclosures.
- Filipino citizen or resident
- employed with minimum gross monthly income
- valid government-issued ID