Scout Picks

Compare personal loans

We highlight the strongest rates, requirements, and timelines up front so you can compare faster.

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Top options summarized in one view
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Rates, fees, or fit signals are easy to spot
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Straight to the shortlist before deeper research

  1. Editor shortlists

    Low-friction personal loans

    01

    Compare lenders that keep eligibility checks light and turnaround times quick.

    Signal
    High
    Review
    Clear
    Speed
    Fast

  2. Flexible mid-range options

    02

    Useful when you want stronger detail and a bit more room to compare tradeoffs.

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  3. Need a wider view?

    03

    Open the full results page to compare more providers, filters, and editorial notes.

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Recently added

Personal

Standard Chartered Personal Loan

Standard Chartered

Rate
22.0–28.0%
Amount
$50k–$3M
Timing
2-5 business days

Unsecured personal loan from Standard Chartered Pakistan with competitive interest rates and flexible repayment options. International bank backing with digital-first service.

  • Salaried or self-employed
  • Minimum income requirements apply
  • No collateral required

Personal

UBL CashPlus Personal Loan

UBL

Rate
23.0–28.0%
Amount
$50k–$3M
Timing
2-5 business days

UBL CashPlus personal loan offering up to PKR 3 million with 1-4 year tenor. Quick processing with competitive rates and flexible repayment terms from United Bank Limited.

  • Pakistani national
  • Salaried or self-employed
  • Quick processing

Personal

HBL Personal Loan

HBL

Rate
21.5–27.0%
Amount
$50k–$3M
Timing
2-5 business days

HBL Personal Loan offers up to PKR 3 million for any personal need with flexible 12-48 month repayment. Apply via HBL Mobile App with free life insurance and no collateral required.

  • Pakistani national
  • Salaried or self-employed
  • No collateral or guarantor required

Personal

Allied Personal Finance

Allied Bank

Rate
21.5–28.0%
Amount
$30k–$3M
Timing
3-5 business days

Allied Bank personal finance facility from PKR 30,000 to PKR 3 million with 1-4 year repayment. Competitive minimum markup of 1-year KIBOR + 10%, one of the lowest spreads in the market.

  • Pakistani national aged 21-59 (salaried) or 21-64 (self-employed)
  • Min salary PKR 25,000 (ABL clients) or PKR 35,000 (other bank)
  • Min 6 months banking relationship

Personal

MCB Personal Loan

MCB Bank

Rate
21.5–27.5%
Amount
$50k–$2M
Timing
3-5 business days

MCB Bank personal loan with amounts from PKR 50,000 to PKR 2 million over 1 to 4 years. Rate based on 1-year KIBOR plus spread, with no collateral required.

  • Salaried (private sector, government, armed forces)
  • Existing credit history with any bank
  • Existing MCB Car4U customer (1+ year)

Latest from the blog

Find Your Perfect Personal Loan This May

Discover the best personal loans available now, tailored for different needs and situations. Whether you need quick cash or low rates, we've got you covered.