Scout Picks

Compare personal loans

We highlight the strongest rates, requirements, and timelines up front so you can compare faster.

Fast scan
Top options summarized in one view
Clear terms
Rates, fees, or fit signals are easy to spot
No fluff
Straight to the shortlist before deeper research
  1. Editor shortlists

    Low-friction personal loans

    01

    Compare lenders that keep eligibility checks light and turnaround times quick.

    Signal
    High
    Review
    Clear
    Speed
    Fast
  2. Flexible mid-range options

    02

    Useful when you want stronger detail and a bit more room to compare tradeoffs.

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  3. Need a wider view?

    03

    Open the full results page to compare more providers, filters, and editorial notes.

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Recently added

Rate
Amount
Timing

Compare the terms, requirements, and editorial notes before you click through.

  • Review the key terms and eligibility notes before continuing
  • Open the detail page for the full breakdown

Auto

DBS Car Loan

DBS Bank

Rate
2.78–3.5%
Amount
$10k–$200k
Timing
In-principle approval within 1 hour

Compare the terms, requirements, and editorial notes before you click through.

  • Singapore citizen or PR
  • Minimum age 21
  • Minimum annual income SGD 30,000
Rate
Amount
Timing

Compare the terms, requirements, and editorial notes before you click through.

  • Review the key terms and eligibility notes before continuing
  • Open the detail page for the full breakdown

Personal

UOB Personal Loan

UOB

Rate
3.54–12.0%
Amount
$5k–$200k
Timing
Within 1 business day

Compare the terms, requirements, and editorial notes before you click through.

  • Singapore citizen or PR or foreigner with EP
  • Age 21-65
  • Min annual income SGD 30,000

Auto

Hong Leong Finance Car Loan

Hong Leong Finance

Rate
5.24–5.81%
Amount
$20k–$150k
Timing
Fast approval with dedicated specialist

New car loan from 2.68% p.a. flat rate with up to 70% financing and 7-year tenure. Award-winning automobile financing in Singapore.

  • Age 21+
  • Singaporean, PR, or foreigner
  • Purchasing brand new vehicle
Rate
Amount
Timing

Compare the terms, requirements, and editorial notes before you click through.

  • Review the key terms and eligibility notes before continuing
  • Open the detail page for the full breakdown

Personal

OCBC Personal Loan

OCBC Bank

Rate
3.99–12.0%
Amount
$5k–$250k
Timing
Within 1 business day

Compare the terms, requirements, and editorial notes before you click through.

  • Singapore citizen or PR or foreigner with EP/SP
  • Age 21-65
  • Min annual income SGD 30,000

Auto

OCBC Car Loan

OCBC Bank

Rate
2.48–3.5%
Amount
$10k–$200k
Timing
Within 1 business day

Compare the terms, requirements, and editorial notes before you click through.

  • Singapore citizen or PR
  • Minimum age 21
  • Minimum annual income SGD 30,000

Personal

DBS Personal Loan

DBS Bank

Rate
3.22–12.0%
Amount
$3k–$200k
Timing
Instant approval for existing customers

Compare the terms, requirements, and editorial notes before you click through.

  • Singapore citizen or PR or foreigner with valid work pass
  • Age 21-65
  • Min annual income SGD 30,000 (citizen/PR) or SGD 40,000 (foreigner)

Auto

Maybank Car Loan

Maybank Singapore

Rate
5.24–5.81%
Amount
$10k–$150k
Timing
Quick digital application

Car loan with attractive interest rates and flat rates for fixed monthly instalments. Up to 70% financing from one of Singapore's largest banks.

  • Age 21+
  • Singapore citizen, PR, or foreigner
  • Valid driving licence

Personal

HSBC Personal Instalment Loan

HSBC Singapore

Rate
2.5–12.0%
Amount
$5k–$100k
Timing
1-3 business days

Compare the terms, requirements, and editorial notes before you click through.

  • Singapore citizen or PR or foreigner with EP
  • Age 21-65
  • Min annual income SGD 40,000

Personal

Standard Chartered CashOne Personal Loan

Standard Chartered

Rate
3.5–14.0%
Amount
$5k–$250k
Timing
Within 1 business day

Compare the terms, requirements, and editorial notes before you click through.

  • Singapore citizen or PR or foreigner with EP
  • Age 21-65
  • Min annual income SGD 30,000 (citizen/PR) or SGD 60,000 (foreigner)

Personal

CIMB Personal Loan

CIMB Bank

Rate
3.0–12.0%
Amount
$5k–$200k
Timing
Same day

Compare the terms, requirements, and editorial notes before you click through.

  • Singapore citizen or PR or foreigner with EP
  • Age 21-65
  • Min annual income SGD 30,000

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