Editor shortlists
Low-friction personal loans
Compare lenders that keep eligibility checks light and turnaround times quick.
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Compare personal loans
We highlight the strongest rates, requirements, and timelines up front so you can compare faster.
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Flexible mid-range options
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Recently added
- Rate
- 1.99–9.0%
- Amount
- —
- Timing
- —
DBS Debt Consolidation Plan helps consolidate unsecured debts into a single monthly payment at a lower interest rate. Features include reduced monthly repayment amounts, simplified debt management, and a structured path to becoming debt-free. Available to Singapore citizens and permanent residents with unsecured debts exceeding 12 times monthly income.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
- Rate
- 3.22–12.0%
- Amount
- S$3k–S$200k
- Timing
- Instant approval for existing customers
DBS Personal Loan offers competitive interest rates starting from 3.22% p.a. with loan amounts from S$3,000 to S$200,000. Features include instant approval for eligible customers, flexible repayment terms from 1 to 5 years, and no processing fees. Available to Singapore citizens and permanent residents aged 21-65 with minimum annual income of S$20,000.
- Singapore citizen or PR or foreigner with valid work pass
- Age 21-65
- Min annual income SGD 30,000 (citizen/PR) or SGD 40,000 (foreigner)
- Rate
- 1.5–5.5%
- Amount
- —
- Timing
- —
Standard Chartered Home Loan provides mortgage financing with options including MortgageOne (offset interest with deposit savings), Green Mortgage for environmentally certified properties, and competitive repricing packages. Features include flexible tenure and attractive rates for both new purchases and refinancing in Singapore.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
- Rate
- 5.24–5.81%
- Amount
- S$20k–S$150k
- Timing
- Fast approval with dedicated specialist
New car loan from 2.68% p.a. flat rate with up to 70% financing and 7-year tenure. Award-winning automobile financing in Singapore.
- Age 21+
- Singaporean, PR, or foreigner
- Purchasing brand new vehicle
- Rate
- 3.5–14.0%
- Amount
- S$5k–S$250k
- Timing
- Within 1 business day
Standard Chartered CashOne Personal Loan offers borrowing from S$5,000 to S$250,000 with competitive rates from 3.5% p.a. Features include instant online approval, flexible repayment periods from 1 to 5 years, and fast fund disbursement for existing customers. Available to salaried individuals with minimum annual income of S$20,000.
- Singapore citizen or PR or foreigner with EP
- Age 21-65
- Min annual income SGD 30,000 (citizen/PR) or SGD 60,000 (foreigner)
- Rate
- 1.48–3.22%
- Amount
- —
- Timing
- —
DBS Home Loan offers competitive mortgage rates for HDB flats and private properties in Singapore. Features include flexible rate packages including fixed and floating options, attractive refinancing rates, and convenient loan management through DBS digital banking. Available to Singapore citizens and permanent residents.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
- Rate
- 2.78–3.5%
- Amount
- S$10k–S$200k
- Timing
- In-principle approval within 1 hour
DBS Car Loan offers financing from S$10,000 to S$200,000 at rates from 2.78% p.a. for new and used vehicles. Features include fast approval, flexible tenure up to 7 years, and optional vehicle insurance bundling. Available through DBS branches and online banking in Singapore.
- Singapore citizen or PR
- Minimum age 21
- Minimum annual income SGD 30,000
- Rate
- 3.0–12.0%
- Amount
- S$5k–S$200k
- Timing
- Same day
CIMB Personal Loan Singapore offers borrowing with competitive rates and flexible repayment options. Features include quick digital application, no collateral required, and accessible loan amounts for personal financing needs. Available to Singapore residents meeting minimum income requirements.
- Singapore citizen or PR or foreigner with EP
- Age 21-65
- Min annual income SGD 30,000
- Rate
- 2.78–3.88%
- Amount
- S$10k–S$500k
- Timing
- In-principle approval within 1 business day
UOB Car Loan provides vehicle financing with competitive rates for new and used cars in Singapore. Features include flexible repayment terms, straightforward application process, and options for loan insurance coverage. Available to Singapore citizens and permanent residents.
- Singapore citizen or PR
- Age 21+
- Min income S$30,000/year
- Rate
- 3.99–12.0%
- Amount
- S$5k–S$250k
- Timing
- Within 1 business day
OCBC Personal Loan provides borrowing from S$5,000 to S$250,000 at interest rates from 3.99% p.a. Features include fast approval within 1 business day, flexible tenures up to 7 years, and no early repayment penalties. Available to Singapore citizens and permanent residents with minimum annual income of S$30,000.
- Singapore citizen or PR or foreigner with EP/SP
- Age 21-65
- Min annual income SGD 30,000
- Rate
- 2.48–3.5%
- Amount
- S$10k–S$200k
- Timing
- Within 1 business day
OCBC Car Loan offers competitive vehicle financing for new and used cars in Singapore. Features include flexible repayment terms up to 7 years, attractive interest rates, and convenient online application. Available to Singapore citizens and permanent residents with minimum annual income requirements.
- Singapore citizen or PR
- Minimum age 21
- Minimum annual income SGD 30,000
- Rate
- 3.54–12.0%
- Amount
- S$5k–S$200k
- Timing
- Within 1 business day
UOB Personal Loan offers financing from S$1,000 with flexible repayment terms. Features include competitive interest rates, fast online application, and convenient loan management through UOB TMRW digital banking app. Available to Singapore citizens and permanent residents with a steady income.
- Singapore citizen or PR or foreigner with EP
- Age 21-65
- Min annual income SGD 30,000
- Rate
- 5.24–5.81%
- Amount
- S$10k–S$150k
- Timing
- Quick digital application
Car loan with attractive interest rates and flat rates for fixed monthly instalments. Up to 70% financing from one of Singapore's largest banks.
- Age 21+
- Singapore citizen, PR, or foreigner
- Valid driving licence
- Rate
- 2.5–12.0%
- Amount
- S$5k–S$100k
- Timing
- 1-3 business days
HSBC Personal Instalment Loan allows borrowing with fixed monthly repayments and competitive rates. Features include flexible loan amounts, straightforward application process, and the ability to manage your loan through HSBC's digital banking platform. Available to HSBC customers in Singapore.
- Singapore citizen or PR or foreigner with EP
- Age 21-65
- Min annual income SGD 40,000