Editor shortlists
Low-friction personal loans
Compare lenders that keep eligibility checks light and turnaround times quick.
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- High
- Review
- Clear
- Speed
- Fast
Scout Picks
Compare personal loans
We highlight the strongest rates, requirements, and timelines up front so you can compare faster.
- Fast scan
- Top options summarized in one view
- Clear terms
- Rates, fees, or fit signals are easy to spot
- No fluff
- Straight to the shortlist before deeper research
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Flexible mid-range options
02Useful when you want stronger detail and a bit more room to compare tradeoffs.
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Recently added
- Rate
- 14.4–24.0%
- Amount
- —
- Timing
- 1-2 business days
Unsecured salary-based personal loan from VPBank with limits up to VND 500 million and terms up to 60 months.
- Vietnamese citizen
- Age 22-60
- Stable income
- Rate
- 7.0–12.0%
- Amount
- —
- Timing
- 1-3 business days
MB Bank Vietnam offers car loans for new and used vehicles with competitive rates and flexible terms.
- Vietnamese resident
- Aged 18+
- Regular income
- Rate
- 6.9%
- Amount
- —
- Timing
- Fast review, often within 24 hours
Mortgage and home-improvement loan from TPBank with promotional rates from 6.9% per year, funding up to 90% of need, and terms up to 30 years.
- Collateral required
- Property documents
- Income documentation
- Rate
- 6.0–15.0%
- Amount
- —
- Timing
- 1-3 business days
HSBC Vietnam unsecured personal loan with competitive rates
- Vietnamese citizen or foreigner with work permit
- Age 21-55
- Minimum salary VND 10M
- Rate
- 6.8–11.0%
- Amount
- —
- Timing
- Decision in as little as 2 minutes
Techcombank car loan for new and used vehicles with rates from 6.8% per year, financing up to 80% of vehicle value, and terms up to 96 months.
- Vehicle purchase documents
- Income proof
- Collateral required
- Rate
- 20.0–48.0%
- Amount
- ₫3M
- Timing
- Within 24 hours
Consumer cash loan from FE Credit with limits up to VND 100 million and quick processing for everyday borrowing needs.
- Vietnamese citizen
- Age 22-60
- Stable income from VND 3M/month
- Rate
- 6.5–11.0%
- Amount
- —
- Timing
- 3-5 ngày làm việc
Car loan from BIDV for personal or business-use vehicles with funding up to 100% of vehicle value and terms up to 84 months.
- Vietnamese citizen
- Age 18-65
- Regular income
- Rate
- 12.9–20.0%
- Amount
- —
- Timing
- 1-3 business days
Unsecured personal installment loan from Techcombank with published rates from 12.9% per year, terms from 12 to 60 months, and limits up to VND 1 billion.
- Vietnamese citizen
- Age 22-60
- Stable salary from VND 5M/month
- Rate
- 7.3–12.0%
- Amount
- —
- Timing
- Phê duyệt nhanh qua app TPBank
TPBank digital-first car loan with rates from 7.3% p.a. Vietnam's leading digital bank for auto financing.
- Vietnamese citizen
- Age 18-60
- Regular income
- Rate
- 7.0–11.5%
- Amount
- ₫5M
- Timing
- —
Agribank personal loan from Vietnam's largest bank by branch network.
- Vietnamese citizen
- Age 18-60
- Stable income from VND 4M/month
- Rate
- 5.2–10.5%
- Amount
- —
- Timing
- Phê duyệt nhanh
Asia Commercial Bank car loan with Vietnam's lowest rate from 5.2% p.a. for new vehicles.
- Vietnamese citizen
- Age 18-65
- Regular income
- Rate
- 7.5–12.0%
- Amount
- —
- Timing
- —
Vietcombank personal loan - Vietnam's largest state-owned commercial bank offering competitive rates.
- Vietnamese citizen
- Age 18-60
- Stable salary from VND 5M/month
- Rate
- 5.8–12.0%
- Amount
- —
- Timing
- About 5 minutes
Installment car loan from VPBank with financing up to 85% of vehicle value and fast approval messaging for new or used cars.
- Vehicle purchase documents
- Income documentation
- Collateral required
- Rate
- 7.0–12.5%
- Amount
- —
- Timing
- —
BIDV personal loan - one of Vietnam's big four state-owned banks with consumer lending.
- Vietnamese citizen
- Age 18-65
- Stable income from VND 5M/month
- Rate
- 6.9–11.0%
- Amount
- —
- Timing
- Phê duyệt trong 3-5 ngày
HDBank car loan with competitive rate from 6.9% p.a. for new and used vehicles in Vietnam.
- Vietnamese citizen
- Age 18-65
- Regular income
- Rate
- 9.0–33.94%
- Amount
- ₫5M
- Timing
- Within 30 minutes
Online cash loan from Home Credit Vietnam with borrowing from VND 5 million to VND 250 million and fully digital approval flow.
- Vietnamese citizen
- Age 20-60
- Valid CCCD/CMND
- Rate
- 4.8–11.5%
- Amount
- —
- Timing
- 3-5 ngày làm việc
Car-finance product from Vietcombank with funding up to 100% of vehicle value in some collateral structures and terms up to 96 months.
- Vietnamese citizen
- Age 18-60
- Regular income