Editor shortlists
Low-friction personal loans
Compare lenders that keep eligibility checks light and turnaround times quick.
- Signal
- High
- Review
- Clear
- Speed
- Fast
Scout Picks
Compare personal loans
We highlight the strongest rates, requirements, and timelines up front so you can compare faster.
- Fast scan
- Top options summarized in one view
- Clear terms
- Rates, fees, or fit signals are easy to spot
- No fluff
- Straight to the shortlist before deeper research
-
01
-
Flexible mid-range options
02Useful when you want stronger detail and a bit more room to compare tradeoffs.
Explore this group → -
Need a wider view?
03Open the full results page to compare more providers, filters, and editorial notes.
View all results
Recently added
Personal
Capitec Personal Loan
- Rate
- 12.25–27.75%
- Amount
- —
- Timing
- —
Personal loans from South Africa's most popular retail bank with 22 million clients. Personalised rates starting from 12.25% APR and fully digital application.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
- Rate
- 12.0–27.75%
- Amount
- —
- Timing
- —
Personal loans from First National Bank with eBucks rewards integration.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
Personal
Nedbank Personal Loan
- Rate
- 10.25–27.75%
- Amount
- —
- Timing
- —
Affordable personal loans up to R400,000 from one of South Africa's Big Four banks.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
Personal
Old Mutual Personal Loan
- Rate
- 15.0–28.0%
- Amount
- —
- Timing
- —
Personal loans up to R250,000 from South Africa's leading financial services group.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
Personal
Letsatsi Finance Personal Loan
- Rate
- 24.0–27.75%
- Amount
- —
- Timing
- —
Personal and short-term loans for South Africans with branch and online access. Offers both small emergency loans and larger personal loans.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
Personal
Wonga Short-Term Loan
- Rate
- 36.0–60.0%
- Amount
- —
- Timing
- —
Quick short-term loans from R500 to R8,000 with cash in your account within 15 minutes. Up to 6 months repayment for existing customers.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
Personal
Standard Bank Personal Loan
- Rate
- 12.25–29.25%
- Amount
- —
- Timing
- —
Personal loans from Africa's largest bank by assets, with flexible terms up to 84 months.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
Personal
Absa Personal Loan
- Rate
- 12.0–27.75%
- Amount
- —
- Timing
- —
Personal loans from Absa Group with flexible terms and competitive rates.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
Personal
Mulah Short-Term Loan
- Rate
- 36.0–60.0%
- Amount
- —
- Timing
- —
Instant online short-term loans up to R8,000 for South Africans. Apply in under 5 minutes with instant approval and same-day payout.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
Personal
Fasta Personal Loan
- Rate
- 24.0–27.75%
- Amount
- —
- Timing
- —
Flexible personal loans from R200 to R150,000 with instant online approval. Unique pay-as-you-use credit line model with interest only on what you draw.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
Personal
Finbond Mutual Bank Personal Loan
- Rate
- 21.0–27.75%
- Amount
- —
- Timing
- —
Short-term and micro loans from Finbond Mutual Bank, owned by its depositors. Available at branches across South Africa.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
Personal
Lime24 Short-Term Loan
- Rate
- 36.0–60.0%
- Amount
- —
- Timing
- —
Quick payday loans from R500 to R8,000 with repayment terms up to 90 days, NCR-approved rates and fees.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
- Rate
- 18.0–27.75%
- Amount
- —
- Timing
- —
Personal loans for government employees and pensioners from Bayport Financial Services, with deductions straight from salary.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
Personal
FinChoice Personal Loan
- Rate
- 27.0–27.75%
- Amount
- —
- Timing
- —
Personal loans up to R25,000 from FinChoice with repayment over 6 to 24 months. Includes skip-a-payment feature during tough months.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
Personal
Boodle Short-Term Loan
- Rate
- 36.0–60.0%
- Amount
- —
- Timing
- —
Fast, easy short-term loans up to R8,000 with flexible repayment from 2 to 6 months. Apply online and get instant cash in minutes.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
Personal
Mpowa Finance Short-Term Loan
- Rate
- 36.0–60.0%
- Amount
- —
- Timing
- —
Instant short-term loans from R500 to R8,000 available 24/7. Fully automated application with funds in your account within minutes.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
Personal
Finance27 Short-Term Loan
- Rate
- 36.0–60.0%
- Amount
- —
- Timing
- —
Short-term personal loans from R500 to R8,000 with same-day payouts. Quick online process designed for speed and simplicity.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
- Rate
- 15.0–27.29%
- Amount
- —
- Timing
- —
Personal loans from Sanlam's credit solutions division, with insurance-backed options.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
Personal
RCS Personal Loan Review
- Rate
- 15.0–27.75%
- Amount
- —
- Timing
- —
Personal loans from RCS with quick online application and store card integration.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
Personal
TymeBank Personal Loan
- Rate
- 15.0–27.75%
- Amount
- —
- Timing
- —
Digital-first personal loans up to R200,000 from TymeBank (in partnership with TFG Money), with instant disbursement and no paperwork.
- Review the key terms and eligibility notes before continuing
- Open the detail page for the full breakdown
From Around the Network
Credit Cards
Is Bank of America's Customized Cash Rewards Card Right for You?
6% cash back sounds enticing, but is there a catch? Discover if this no-annual-fee card truly maximizes your rewards.
Credit Cards
Is the Apple Card the Best No-Fee Card of 2026?
The Apple Card offers no fees and impressive integration with your iPhone. But is it enough to make it your go-to card?
Credit Cards
Bank of America Customized Cash Rewards: Is It Really Worth It?
Bank of America's Customized Cash Rewards card offers 6% cash back in your chosen category for the first year. But is it truly a game-changer for your wallet?