أفضل القروض الشخصية في الإمارات: اختيارات موثوقة لصيف 2026

شخصي

تمويل شخصي من بنك دبي الإسلامي

Dubai Islamic Bank

معدل

5.99–21.99%

كمية

د.إ10k–د.إ5M

توقيت

quick access to funds with simple documentation

Sharia-compliant personal finance from the world's first Islamic bank. Murabaha-based.

• salary transfer to DIB
• UAE national or resident
• credit approval and documentation

شخصي

قرض شخصي من بنك أبوظبي الأول

First Abu Dhabi Bank

معدل

4.7–13.99%

كمية

د.إ15k–د.إ5M

توقيت

loan calculator available instantly, final offer after affordability assessment

Personal loans from First Abu Dhabi Bank, the UAE's largest bank by assets.

• approved employer list for headline rates
• salary transfer to FAB
• credit score and affordability assessment

شخصي

قرض شخصي من بنك الإمارات دبي الوطني

Emirates NBD

معدل

5.48–20.99%

كمية

د.إ10k–د.إ4M

توقيت

loan approvals often complete within 2 to 3 days

Personal loans from UAE's largest bank with competitive rates and salary transfer benefits.

• UAE national or UAE resident
• age 21 to 60
• minimum salary AED 5,000

شخصي

قرض شخصي من Mbank

Mbank

معدل

—

كمية

د.إ10k–د.إ250k

توقيت

digital application through the Mbank app with app-based follow-up

Digital lending platform offering competitive personal loans in the UAE.

• salary transfer to Mbank
• minimum monthly salary AED 10,000
• age 21+

شخصي

قرض شخصي من HSBC الإمارات

HSBC UAE

معدل

7.0%

كمية

د.إ25k–د.إ750k

توقيت

callback-led application after eligibility and salary-transfer checks

Personal loans from HSBC with global banking integration and competitive expat rates.

• UAE national or resident
• age 21 to 65
• monthly income from AED 7,500 at approved companies or AED 12,500 otherwise

شخصي

قرض شخصي من بنك رأس الخيمة

RAKBANK

معدل

4.99%

كمية

د.إ10k–د.إ2.2M

توقيت

swift approval

Flexible personal loans with low rates and fast approval from RAK Bank.

• salary transfer to RAKBANK
• minimum AECB score 541
• minimum monthly salary AED 5,000