أفضل القروض الشخصية في مصر: اختيارات موثوقة لصيف 2026

شخصي

قرض شخصي من بنك NXT مصر

Bank NXT Egypt

معدل

12.3%

كمية

E£10k–E£5M

توقيت

Egypt personal loan for salaried and self-employed borrowers, with high maximum amounts, long tenors, and free life insurance.

• Cash finance with or without salary transfer
• Salaried: up to EGP 5 million, 120 months
• Self-employed: up to EGP 3 million, 60 months

شخصي

قرض شخصي من بنك أبوظبي الأول مصر

FAB Misr

معدل

12.0–13.8%

كمية

E£50k–E£2M

توقيت

Personal loans from First Abu Dhabi Bank Egypt with competitive rates and growing network.

• Valid national ID
• Salary transfer or without salary transfer options
• Terms and conditions apply

شخصي

قرض شخصي من CIB مصر

CIB Egypt

معدل

14.0–34.5%

كمية

E£10k

توقيت

Large unsecured personal loan in Egypt with published rate ranges, high borrowing ceilings, and fixed monthly installments.

• Age 21 to 60 at maturity
• Minimum net salary EGP 10,000
• Valid national ID and income documents

شخصي

قرض شخصي من بنك الإسكان والتعمير

Housing & Development Bank

معدل

—

كمية

E£10k–E£1M

توقيت

Housing & Development Bank personal loan for private sector employees with up to EGP 1 million for payroll customers and EGP 500,000 for non-payroll, terms up to 10 years.

• Payroll customers: up to EGP 1 million, 10 years
• Non-payroll customers: up to EGP 500,000, 5 years
• Free insurance coverage against death

شخصي

قرض شخصي من بنك الإمارات دبي الوطني

Emirates NBD Egypt

معدل

25.0%

كمية

E£10k–E£2M

توقيت

Personal loans from Emirates NBD Egypt for salaried employees and professionals.

• No income proof required for surrogate programs
• Salaried employees and professionals eligible
• Free life insurance during the loan

شخصي

قرض شخصي من كريدي أجريكول مصر

Crédit Agricole Egypt

معدل

—

كمية

E£10k–E£4M

توقيت

Crédit Agricole Egypt personal loan with financing up to EGP 4 million, terms up to 84 months, and free life insurance. Competitive interest rate with minimal documentation required.

• Valid national ID
• Minimum documentation required
• Free life insurance included

شخصي

تمويل شخصي من HSBC مصر

HSBC Egypt

معدل

16.0–17.0%

كمية

E£10k–E£3M

توقيت

Personal finance from HSBC Egypt with global banking integration.

• Minimum monthly income EGP 10,000
• Valid national ID
• Salary or instalment transfer options available

شخصي

قرض شخصي من SAIB

SAIB

معدل

9.0–10.5%

كمية

E£5k–E£5M

توقيت

SAIB (Société Arabe Internationale de Banque) offers personal loans with the lowest starting rate in Egypt at 9%, financing up to EGP 5 million, and flexible repayment terms up to 12 years.

• Valid national ID
• Minimum monthly income EGP 5,000 (employees) or EGP 20,000 (self-employed)
• Minimum 2 years with current employer

شخصي

التمويل الشخصي من بنك الكويت الوطني - مصر

National Bank of Kuwait - Egypt

معدل

—

كمية

E£10k–E£750k

توقيت

Personal loan from National Bank of Kuwait Egypt with competitive rates and flexible repayment terms up to 84 months.

• Valid national ID
• Minimum income documentation
• Salary transfer may be required