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- Rate
- 7.74–35.99%
- Amount
- $1k–$50k
- Timing
- Next business day funding
Consolidate debt with multiple rate discounts including autopay and direct creditor payment. Loans from $1,000 to $50,000 with terms up to 84 months. Accessible to fair-credit borrowers with scores as low as 580.
- Minimum credit score 580
- US citizen or permanent resident
- Verifiable income
- Rate
- 5.96–35.99%
- Amount
- $1k–$40k
- Timing
- Approved in as little as 1 hour, funded next business day
Pay off credit cards with a balance transfer loan from LendingClub. Direct payment to creditors available, with approval in as little as one hour and funding in one business day.
- Minimum credit score 600
- US citizen or permanent resident
- Verifiable income
- Rate
- 7.74–35.49%
- Amount
- $5k–$100k
- Timing
- Same day funding available
Consolidate credit card debt into one fixed monthly payment with no origination fees, no prepayment penalties, and fast funding available. Borrow $5K to $100K.
- Minimum credit score 680
- US citizen or permanent resident
- Employed or have regular income
- Rate
- 5.24–18.0%
- Amount
- $500–$150k
- Timing
- Quick online pre-approval
Digital Federal Credit Union auto loan with rates from 5.24% APR. No application fees and flexible terms.
- US resident
- DCU membership (free to join)
- Valid SSN
- Rate
- 4.49–18.74%
- Amount
- $5k
- Timing
- Pre-approval with 75-day rate lock
USAA auto loan for military members and families. Competitive rates with no dealer markup and 75-day rate lock.
- US military member, veteran, or family
- USAA membership required
- Valid US SSN
- Rate
- 5.49–27.99%
- Amount
- $2k–$75k
- Timing
- Instant pre-qualification
CarMax offers in-house financing on its used vehicle inventory with pre-qualification available online.
- US resident
- Aged 18+
- Rate
- 5.49–19.99%
- Amount
- $5k–$100k
- Timing
- Same day
Wells Fargo offers auto loans for new and used vehicles with rate discounts for existing customers.
- US resident
- Aged 18+
- Good credit
- Rate
- 5.99–22.99%
- Amount
- $5k–$75k
- Timing
- Same day via dealer
Ally Financial is one of the largest US auto lenders, offering new, used, and refinance auto loans.
- US resident
- Aged 18+
- Rate
- 4.14–17.99%
- Amount
- $500–$100k
- Timing
- Same day
Pentagon Federal Credit Union offers auto loans with rates as low as 4.14% APR, open to all.
- PenFed membership (open to all)
- US resident
- Aged 18+
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