Personal Loans

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SoFi Personal Loan: Up to $100K fast

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SoFi Personal Loan

Get $5K to $100K

Editor's Pick

SoFi Personal Loan

7.74%
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Consolidation

Upgrade Debt Consolidation Loan

Upgrade

Rate
7.74–35.99%
Amount
$1k–$50k
Timing
Next business day funding

Consolidate debt with multiple rate discounts including autopay and direct creditor payment. Loans from $1,000 to $50,000 with terms up to 84 months. Accessible to fair-credit borrowers with scores as low as 580.

  • Minimum credit score 580
  • US citizen or permanent resident
  • Verifiable income

Consolidation

LendingClub Debt Consolidation Loan

LendingClub

Rate
5.96–35.99%
Amount
$1k–$40k
Timing
Approved in as little as 1 hour, funded next business day

Pay off credit cards with a balance transfer loan from LendingClub. Direct payment to creditors available, with approval in as little as one hour and funding in one business day.

  • Minimum credit score 600
  • US citizen or permanent resident
  • Verifiable income
Rate
7.74–35.49%
Amount
$5k–$100k
Timing
Same day funding available

Consolidate credit card debt into one fixed monthly payment with no origination fees, no prepayment penalties, and fast funding available. Borrow $5K to $100K.

  • Minimum credit score 680
  • US citizen or permanent resident
  • Employed or have regular income

Auto

DCU Auto Loan

DCU (Digital Federal Credit Union)

Rate
5.24–18.0%
Amount
$500–$150k
Timing
Quick online pre-approval

Digital Federal Credit Union auto loan with rates from 5.24% APR. No application fees and flexible terms.

  • US resident
  • DCU membership (free to join)
  • Valid SSN
Rate
4.49–18.74%
Amount
$5k
Timing
Pre-approval with 75-day rate lock

USAA auto loan for military members and families. Competitive rates with no dealer markup and 75-day rate lock.

  • US military member, veteran, or family
  • USAA membership required
  • Valid US SSN

Auto

CarMax Auto Finance

CarMax Auto Finance

Rate
5.49–27.99%
Amount
$2k–$75k
Timing
Instant pre-qualification

CarMax offers in-house financing on its used vehicle inventory with pre-qualification available online.

  • US resident
  • Aged 18+

Auto

Wells Fargo Auto Loans

Wells Fargo

Rate
5.49–19.99%
Amount
$5k–$100k
Timing
Same day

Wells Fargo offers auto loans for new and used vehicles with rate discounts for existing customers.

  • US resident
  • Aged 18+
  • Good credit

Auto

Ally Auto Finance

Ally Financial

Rate
5.99–22.99%
Amount
$5k–$75k
Timing
Same day via dealer

Ally Financial is one of the largest US auto lenders, offering new, used, and refinance auto loans.

  • US resident
  • Aged 18+

Auto

PenFed Auto Loans

PenFed Credit Union

Rate
4.14–17.99%
Amount
$500–$100k
Timing
Same day

Pentagon Federal Credit Union offers auto loans with rates as low as 4.14% APR, open to all.

  • PenFed membership (open to all)
  • US resident
  • Aged 18+

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