-
Rate
-
7.74–35.99%
-
Amount
-
$1k–$50k
-
Timing
-
Next business day funding
Consolidate debt with multiple rate discounts including autopay and direct creditor payment. Loans from $1,000 to $50,000 with terms up to 84 months. Accessible to fair-credit borrowers with scores as low as 580.
-
Minimum credit score 580
-
US citizen or permanent resident
-
Verifiable income
-
Rate
-
5.96–35.99%
-
Amount
-
$1k–$40k
-
Timing
-
Approved in as little as 1 hour, funded next business day
Pay off credit cards with a balance transfer loan from LendingClub. Direct payment to creditors available, with approval in as little as one hour and funding in one business day.
-
Minimum credit score 600
-
US citizen or permanent resident
-
Verifiable income
-
Rate
-
7.74–35.49%
-
Amount
-
$5k–$100k
-
Timing
-
Same day funding available
Consolidate credit card debt into one fixed monthly payment with no origination fees, no prepayment penalties, and fast funding available. Borrow $5K to $100K.
-
Minimum credit score 680
-
US citizen or permanent resident
-
Employed or have regular income
-
Rate
-
34.0–36%
-
Amount
-
$1k–$10k
-
Timing
-
Next business day
Personal loans and lines of credit for borrowers who may not qualify with traditional lenders. Fast application, quick decisions, and next-business-day funding.
-
Active bank account
-
Verifiable income
-
Age 18+
-
Rate
-
5.24–18.0%
-
Amount
-
$500–$150k
-
Timing
-
Quick online pre-approval
Digital Federal Credit Union auto loan with rates from 5.24% APR. No application fees and flexible terms.
-
US resident
-
DCU membership (free to join)
-
Valid SSN
-
Rate
-
4.49–18.74%
-
Amount
-
$5k
-
Timing
-
Pre-approval with 75-day rate lock
USAA auto loan for military members and families. Competitive rates with no dealer markup and 75-day rate lock.
-
US military member, veteran, or family
-
USAA membership required
-
Valid US SSN
-
Rate
-
5.49–27.99%
-
Amount
-
$2k–$75k
-
Timing
-
Instant pre-qualification
CarMax offers in-house financing on its used vehicle inventory with pre-qualification available online.
-
Rate
-
5.49–19.99%
-
Amount
-
$5k–$100k
-
Timing
-
Same day
Wells Fargo offers auto loans for new and used vehicles with rate discounts for existing customers.
-
US resident
-
Aged 18+
-
Good credit
-
Rate
-
5.99–22.99%
-
Amount
-
$5k–$75k
-
Timing
-
Same day via dealer
Ally Financial is one of the largest US auto lenders, offering new, used, and refinance auto loans.
-
Rate
-
4.14–17.99%
-
Amount
-
$500–$100k
-
Timing
-
Same day
Pentagon Federal Credit Union offers auto loans with rates as low as 4.14% APR, open to all.
-
PenFed membership (open to all)
-
US resident
-
Aged 18+
-
Rate
-
5.49–17.99%
-
Amount
-
$7.5k–$100k
-
Timing
-
Same day
Bank of America offers new and used car loans with competitive rates and relationship discounts.
-
US resident
-
Aged 18+
-
Good credit
-
Rate
-
5.49–17.99%
-
Amount
-
$4k–$100k
-
Timing
-
Same day
Chase offers auto financing for new and used vehicles with dealer partnerships and online pre-qualification.
-
US resident
-
Aged 18+
-
Good credit history
-
Rate
-
3.89–18.24%
-
Amount
-
$250–$100k
-
Timing
-
Same day
Navy Federal offers some of the lowest auto loan rates in the US, starting at 3.89% APR for new vehicles.
-
Military/DoD affiliation
-
Navy Federal membership
-
US resident
-
Rate
-
6.25–35.99%
-
Amount
-
$5k–$50k
-
Timing
-
24-72 hours
Personal loans for debt consolidation from $5,000 to $50,000. Direct creditor payment option. Competitive rates for good credit.
-
Minimum credit score 640
-
US citizen or permanent resident
-
Verifiable income
-
Rate
-
6.75–15.0%
-
Amount
-
$15k–$750k
-
Timing
-
Funding in as few as 5 days
Home equity line of credit with 100% online application. Approval in 5 minutes, funding in 5 days. Draw on your home equity as needed.
-
Homeowner with sufficient equity
-
Good credit score
-
Reliable payment history
-
Rate
-
6.99–35.99%
-
Amount
-
$2k–$50k
-
Timing
-
—
Personal loans from $2,000 to $50,000 with competitive rates. Quick funding — often same or next day. Debt consolidation and home improvement focus.
-
US citizen or permanent resident
-
Age 18+
-
Valid SSN
-
Rate
-
0.0–36.0%
-
Amount
-
$50–$17.5k
-
Timing
-
—
Buy now, pay later with transparent terms. No hidden fees, no compounding interest. Pay in 4 or monthly installments at thousands of retailers.
-
US resident
-
Age 18+
-
Valid mobile phone number
-
Rate
-
5.5–7.5%
-
Amount
-
$50k–$3M
-
Timing
-
Pre-approval in minutes, closing in 3 weeks
Streamlined mortgage refinance with no origination fees, no lender commissions. 100% online process with 3-week average closing time.
-
Minimum credit score 620
-
US property owner
-
Proof of income and employment
-
Rate
-
5.99–7.5%
-
Amount
-
$10k–$500k
-
Timing
-
Apply online
Competitive HELOC rates with no closing costs on lines up to $500,000. Interest-only payment option during draw period.
-
Homeowner with equity in property
-
Credit union membership required
-
Good credit history
-
Rate
-
6.49–25.39%
-
Amount
-
$5k–$100k
-
Timing
-
Same day funding available
New and used auto loans with low fixed rates and no fees. Borrow $5,000 to $100,000. Rate Beat Program guarantees competitive pricing.
-
Good to excellent credit required for best rates
-
US citizen or permanent resident
-
Rate
-
6.74–24.49%
-
Amount
-
$3k–$100k
-
Timing
-
—
Personal loans from $3,000 to $100,000 with no origination fees. Relationship discount for existing customers. fast funding available.
-
US citizen or permanent resident
-
Age 18+
-
Valid SSN
-
Rate
-
6.75–16.0%
-
Amount
-
$1k–$50k
-
Timing
-
—
Low-rate personal loans from $1,000 to $50,000. APR as low as 7.49%. No origination fees. Free membership with $5 deposit.
-
Alliant Credit Union membership required (open to all via joining Foster Care to Success)
-
US citizen or permanent resident
-
Age 18+
-
Rate
-
4.67–21.99%
-
Amount
-
$5k–$100k
-
Timing
-
Minutes (online decision)
Auto refinancing specialist with rates starting at 5.15% APR. Save an average of $100/month by refinancing. Quick 2-minute application.
-
Minimum credit score 580
-
Vehicle less than 10 years old
-
Valid US driver license
-
Rate
-
7.99–24.99%
-
Amount
-
$2.5k–$40k
-
Timing
-
—
Personal loans from $2,500 to $40,000 with no origination fees. Fixed rates. Funds sent as early as next business day. Consolidation and home improvement.
-
US citizen or permanent resident
-
Age 18+
-
Valid SSN
-
Rate
-
7.74–35.99%
-
Amount
-
$1k–$50k
-
Timing
-
1 business day
Personal loans from $1,000 to $50,000. Check your rate with no impact on credit score. Direct pay option sends funds to creditors for debt consolidation.
-
Minimum credit score 600
-
US citizen or permanent resident
-
Valid bank account
-
Rate
-
3.99–24.99%
-
Amount
-
$8k–$100k
-
Timing
-
—
Compare auto loan offers from multiple lenders in minutes. New, used, refinance, and lease buyout options. Rates as low as 3.99%.
-
US resident
-
Age 18+
-
Valid SSN
-
Rate
-
9.95–35.99%
-
Amount
-
$2k–$35k
-
Timing
-
—
Personal loans from $2,000 to $35,000 with APR from 9.95%-35.99%. Designed for borrowers with fair credit. Funds as soon as next business day.
-
US resident
-
Age 18+
-
Valid SSN
-
Rate
-
4.24–10.37%
-
Amount
-
$5k–$1000.0k
-
Timing
-
Check rate in minutes, no hard credit pull
Refinance federal and private student loans with rates starting at 4.49%. No fees. Unemployment protection included. Member benefits.
-
US citizen or permanent resident
-
Employed or have an offer starting within 90 days
-
Bachelor degree or higher from eligible school
-
Rate
-
19.9–35.95%
-
Amount
-
$300–$10k
-
Timing
-
Minutes (prequalification), same-day funding
Personal loans for borrowers building credit. No credit history required. Borrow $300 to $18,500. Reports to all 3 credit bureaus.
-
No minimum credit score required
-
US resident in eligible state
-
Valid bank account or debit card
-
Rate
-
—
-
Amount
-
$2k–$250k
-
Timing
-
Same day (online decision)
Business lines of credit from $2,000 to $250,000. Apply in minutes, funds available fast. Revenue-based qualification.
-
FICO score 660+
-
Business at least 1 year old
-
Average monthly revenue $3,000+
-
Rate
-
6.875–7.148%
-
Amount
-
$50k–$3M
-
Timing
-
Online application, Rocket Logic verification speeds process
America's largest mortgage lender. Online application, verified approval in minutes. Purchase and refinance options. FHA, VA, and conventional.
-
US citizen or permanent resident
-
Valid employment and income documentation
-
Minimum credit score applies
-
Rate
-
7.49–22.44%
-
Amount
-
$5k–$50k
-
Timing
-
—
Personal loans from $5,000 to $50,000 with no origination fees. Autopay discount. Existing Citizens customers may get reduced rates.
-
US citizen or permanent resident
-
Age 18+
-
Valid SSN
-
Rate
-
2.09–17.99%
-
Amount
-
Up to $1k
-
Timing
-
Apply online, quick credit decision
Private student loans for undergrad, grad, and parents. Competitive rates with multiple repayment options. $1,000 to full cost of attendance.
-
US citizen or permanent resident
-
Enrolled at eligible school
-
Creditworthy cosigner may be required
-
Rate
-
7.95–35.99%
-
Amount
-
$5k–$40k
-
Timing
-
—
Personal loans specifically designed for paying off credit card debt. Lower rates than credit cards for qualified borrowers. Focus on financial wellness.
-
US citizen or permanent resident
-
Age 18+
-
Valid SSN
-
Rate
-
8.99–18.0%
-
Amount
-
$250–$50k
-
Timing
-
—
Personal loans for military members and families. Borrow $250 to $50,000. Competitive rates and no origination fees. Flexible terms.
-
Navy Federal membership required (active duty, veterans, DoD civilians, and their families)
-
US citizen or permanent resident
-
Age 18+
-
Rate
-
7.95–35.99%
-
Amount
-
$5k–$40k
-
Timing
-
—
Specifically designed to pay off credit card debt. Lower interest rates than most credit cards. Financial wellness tools included.
-
US citizen or permanent resident
-
Age 18+
-
Valid SSN
-
Rate
-
6.09–17.99%
-
Amount
-
$600–$50k
-
Timing
-
—
Personal loans from $600 to $50,000 with APR starting at 8.49%. No origination fees. Available to all — anyone can join PenFed.
-
PenFed membership required (open to all via Voices for Americas Troops association)
-
US citizen or permanent resident
-
Age 18+
-
Rate
-
8.5–11.5%
-
Amount
-
$25k–$500k
-
Timing
-
Talk to an Equity Expert for quick assessment
Home equity loans and HELOCs with higher LTV options — borrow up to 95% of home value. Quick digital process.
-
Homeowner with sufficient equity
-
US resident (not available in NY, HI, UT)
-
Property appraisal required
-
Rate
-
6.9–27.9%
-
Amount
-
$1k–$100k
-
Timing
-
—
Online car buying with integrated financing. Get pre-qualified in minutes with no credit score impact. 7-day return policy on all vehicles.
-
US resident
-
Age 18+
-
Valid SSN
-
Rate
-
6.53–35.99%
-
Amount
-
$1k–$40k
-
Timing
-
—
Peer-to-peer lending platform offering personal loans from $1,000 to $40,000. Joint applications available for better rates.
-
US citizen or permanent resident
-
Age 18+
-
Valid SSN
-
Rate
-
4.91–14.99%
-
Amount
-
$4k–$100k
-
Timing
-
—
Pre-qualify for auto financing with no impact on credit score. Competitive rates for new and used vehicles with flexible terms up to 72 months.
-
US resident
-
Age 18+
-
Valid SSN
-
Rate
-
2.99–16.38%
-
Amount
-
$1k–$200k
-
Timing
-
—
Private student loans for undergraduate, graduate, and career training. Competitive rates with multiple repayment options during and after school.
-
US citizen or permanent resident (international students may apply with eligible cosigner)
-
Age 18+
-
Valid SSN
-
Rate
-
6.2–35.99%
-
Amount
-
$1k–$50k
-
Timing
-
—
Upstart offers AI-powered debt consolidation loans for borrowers looking to consolidate debt and pay off credit cards.
-
US citizen or permanent resident
-
Age 18+
-
Valid SSN
-
Rate
-
4.15–14.9%
-
Amount
-
$5k–$500k
-
Timing
-
Check rate in minutes with no impact on credit score
Refinance student loans with flexible repayment options and no fees. Choose your exact monthly payment or loan term. Skip a payment once per year.
-
US citizen or permanent resident
-
Bachelor degree from eligible institution
-
Minimum credit score required
-
Rate
-
6.49–24.89%
-
Amount
-
$5k–$100k
-
Timing
-
—
Low-rate personal loans from $5,000 to $100,000 backed by Truist Bank. Rate Beat program guarantees competitive rates with autopay discount.
-
US citizen or permanent resident
-
Age 18+
-
Valid SSN
-
Rate
-
6.17–6.5%
-
Amount
-
$50k–$3M
-
Timing
-
—
America's largest mortgage lender offering conventional, FHA, VA, and jumbo loans. Fully digital application process with rate lock options.
-
US citizen or permanent resident
-
Age 18+
-
Valid SSN
-
Rate
-
8.99–35.99%
-
Amount
-
$2k–$50k
-
Timing
-
—
Fixed-rate personal loans from $2,000 to $50,000 funded by investors. Use for debt consolidation, home improvement, or major purchases.
-
US citizen or permanent resident
-
Age 18+
-
Valid SSN
-
Rate
-
6.5–8.0%
-
Amount
-
$50k–$2M
-
Timing
-
Pre-approval in as fast as 3 minutes, closing in as fast as 3 weeks
Commission-free mortgage lender with no origination fees. Get pre-approved in minutes with competitive rates for purchase or refinance.
-
US citizen or permanent resident
-
Valid income documentation
-
Property in eligible state
-
Rate
-
7.74–35.49%
-
Amount
-
$5k–$100k
-
Timing
-
—
No-fee personal loans from $5,000 to $100,000 with competitive fixed rates. No origination fees, no prepayment penalties, and unemployment protection.
-
US citizen or permanent resident (or valid visa holder)
-
Age 18+
-
Valid SSN
-
Rate
-
6.09%
-
Amount
-
—
-
Timing
-
—
PenFed Credit Union offers personal loans up to $50,000 with APRs as low as 6.09% with autopay. Originally founded for Pentagon employees and military personnel, PenFed now welcomes all Americans but maintains its military-affiliated roots. Features include terms up to 60 months, no prepayment penalties, and rate-checking without credit score impact.
-
Review the key terms and eligibility notes before continuing
-
Open the detail page for the full breakdown
-
Rate
-
8.74–18.0%
-
Amount
-
—
-
Timing
-
—
Navy Federal Credit Union offers personal loans from $250 to $150,000 for military members, veterans, DoD civilians, and their families. Features include same-day funding, no fees, no prepayment penalties, and APRs starting at 8.74%. Also offers secured savings loans with no credit check and Career Kickoff Loans for military academy students at 0.75% APR.
-
Review the key terms and eligibility notes before continuing
-
Open the detail page for the full breakdown
-
Rate
-
9.116–29.99%
-
Amount
-
$2k–$45k
-
Timing
-
Same day funding
Fast-funded personal loans from $2,000 to $45,000 with same-day funding. Part of the Rocket Companies ecosystem.
-
SSN required
-
US address
-
Minimum 640 credit score
-
Rate
-
5.74–19.99%
-
Amount
-
$3k–$100k
-
Timing
-
Same day for existing customers
Personal loans from $3,000 to $100,000 from one of America's largest banks. Relationship discounts for existing customers.
-
SSN required
-
US address
-
Good credit history
-
Rate
-
5.99–24.99%
-
Amount
-
$5k–$40k
-
Timing
-
2-4 business days
Purpose-built debt consolidation loans from $5,000 to $40,000. Specifically designed to pay off credit card debt.
-
SSN required
-
Minimum 640 credit score
-
Minimum $2,000 in credit card debt
-
Rate
-
6.99–24.99%
-
Amount
-
$3.5k–$40k
-
Timing
-
1-4 business days
No-fee personal loans from $3,500 to $40,000 for debt consolidation. No origination fees, no prepayment penalties.
-
SSN required
-
US address
-
Good credit history
-
Rate
-
4.44–8.99%
-
Amount
-
$5k–$500k
-
Timing
-
Minutes for prequalification
Student loan refinancing with a social mission — for every loan funded, CommonBond funds education for a student in need.
-
US citizen or permanent resident
-
Bachelor's degree minimum
-
Employed or have job offer
-
Rate
-
4.89–9.74%
-
Amount
-
$10k–$500k
-
Timing
-
Same day prequalification
Multi-lender student loan refinancing from a top-20 US bank with loyalty discounts and flexible repayment.
-
US citizen or permanent resident
-
Bachelor's degree or higher
-
Minimum annual income $24,000
-
Rate
-
4.86–8.44%
-
Amount
-
$10k–$300k
-
Timing
-
2-3 business days
Education Loan Finance (ELFI) offers student loan refinancing with competitive fixed and variable rates and personalized service.
-
US citizen or permanent resident
-
Bachelor's degree or higher
-
Minimum income $35,000
-
Rate
-
4.49–8.89%
-
Amount
-
$5k–$300k
-
Timing
-
Same day prequalification
Student loan refinancing by KeyBank with special rates for healthcare professionals. Fixed and variable rate options.
-
US citizen or permanent resident
-
Degree from accredited institution
-
Minimum annual income $36,000
-
Rate
-
4.96–9.99%
-
Amount
-
$5k–$500k
-
Timing
-
Minutes for prequalification
Student loan refinancing marketplace comparing offers from multiple lenders. Variable and fixed rate options available.
-
US citizen or permanent resident
-
Bachelor's degree or higher
-
Minimum income varies by lender
-
Rate
-
8.99–35.99%
-
Amount
-
$5k–$50k
-
Timing
-
1-3 business days
Debt-focused personal loans from $5,000 to $50,000 with competitive rates. Accessible to newcomers building credit with SSN.
-
SSN required
-
US address
-
Minimum 620 credit score
-
Rate
-
7.99–35.99%
-
Amount
-
$1k–$36.5k
-
Timing
-
Same day
Personal loans from $1,000 to $36,500 for fair credit borrowers. Considers income and employment stability beyond FICO score.
-
SSN required
-
US address
-
Minimum $35,000 annual income
-
Rate
-
11.99–35.99%
-
Amount
-
$1.5k–$30k
-
Timing
-
As soon as 1 hour after signing
Personal loans from $1,500 to $30,000 with in-branch ITIN acceptance. Fixed rates with secured and unsecured options for immigrants.
-
ITIN or SSN
-
US address
-
Proof of income
-
Rate
-
15.92%
-
Amount
-
$520–$3.6k
-
Timing
-
Same day
Credit-building installment loan designed for newcomers with no credit history. Make payments to build credit, get your money back at the end.
-
SSN or ITIN accepted
-
No credit check required
-
No minimum credit score
-
Rate
-
8.14–24.99%
-
Amount
-
$1k–$35k
-
Timing
-
5-7 business days
Major bank personal loans accepting ITIN and passport identification. No origination fee with loans from $1,000 to $35,000.
-
SSN, ITIN, or passport accepted
-
US address
-
Good credit typically required
-
Rate
-
8.74–11.74%
-
Amount
-
$1k–$100k
-
Timing
-
Same day
Credit union personal loans accepting ITIN, with a tight APR range of 8.74-11.74% and no origination fee. Open membership available to anyone.
-
SSN or ITIN accepted
-
Alliant membership required (open to anyone)
-
Limited credit history may qualify
-
Rate
-
6.53–35.99%
-
Amount
-
$1k–$40k
-
Timing
-
24 hours
Formerly LendingClub, offers personal loans with joint/co-borrower applications. APRs from 6.53% with direct credit card payoff option.
-
SSN required
-
Joint/co-borrower applications available
-
Permanent residents eligible
-
Rate
-
6.3–35.99%
-
Amount
-
$1k–$75k
-
Timing
-
1 business day
AI-powered lending platform that considers education, employment history, and non-traditional data beyond credit score. Accepts permanent residents and some visa holders.
-
US citizen or permanent resident
-
Some visa holders accepted
-
SSN required
-
Rate
-
6.74–25.99%
-
Amount
-
$3k–$100k
-
Timing
-
Same day
Personal loans accepting ITIN for existing Wells Fargo customers. Competitive rates with no origination fee and same-day funding potential.
-
SSN or ITIN accepted
-
Must be existing Wells Fargo customer
-
Minimum 660 credit score
-
Rate
-
35.95–35.99%
-
Amount
-
$300–$10k
-
Timing
-
1-3 business days
Personal loans for borrowers with no credit history, accepting SSN, ITIN, or passport. Designed for underserved communities including recent immigrants.
-
SSN, ITIN, or passport accepted
-
No credit history required
-
No minimum credit score
-
Rate
-
7.74–35.99%
-
Amount
-
$1k–$75k
-
Timing
-
1 business day
Personal loans accessible to permanent residents and visa holders with credit scores as low as 580. Joint applications available to strengthen eligibility.
-
SSN, passport, or valid visa
-
Permanent residents or visa holders
-
Minimum 580 credit score
-
Rate
-
6.25–18.0%
-
Amount
-
$500–$25k
-
Timing
-
—
Compare the terms, requirements, and editorial notes before you click through.
-
Review the key terms and eligibility notes before continuing
-
Open the detail page for the full breakdown
-
Rate
-
8.99–17.99%
-
Amount
-
$500–$25k
-
Timing
-
—
Compare the terms, requirements, and editorial notes before you click through.
-
Review the key terms and eligibility notes before continuing
-
Open the detail page for the full breakdown
-
Rate
-
7.09–16.99%
-
Amount
-
$2.5k–$100k
-
Timing
-
—
Compare the terms, requirements, and editorial notes before you click through.
-
Review the key terms and eligibility notes before continuing
-
Open the detail page for the full breakdown
-
Rate
-
—
-
Amount
-
—
-
Timing
-
—
Compare the terms, requirements, and editorial notes before you click through.
-
Review the key terms and eligibility notes before continuing
-
Open the detail page for the full breakdown
-
Rate
-
—
-
Amount
-
—
-
Timing
-
—
Compare the terms, requirements, and editorial notes before you click through.
-
Review the key terms and eligibility notes before continuing
-
Open the detail page for the full breakdown
-
Rate
-
—
-
Amount
-
—
-
Timing
-
—
Compare the terms, requirements, and editorial notes before you click through.
-
Review the key terms and eligibility notes before continuing
-
Open the detail page for the full breakdown
-
Rate
-
—
-
Amount
-
—
-
Timing
-
—
Compare the terms, requirements, and editorial notes before you click through.
-
Review the key terms and eligibility notes before continuing
-
Open the detail page for the full breakdown
-
Rate
-
—
-
Amount
-
—
-
Timing
-
—
Compare the terms, requirements, and editorial notes before you click through.
-
Review the key terms and eligibility notes before continuing
-
Open the detail page for the full breakdown
-
Rate
-
—
-
Amount
-
—
-
Timing
-
—
Compare the terms, requirements, and editorial notes before you click through.
-
Review the key terms and eligibility notes before continuing
-
Open the detail page for the full breakdown
-
Rate
-
6.2%
-
Amount
-
$5k–$250k
-
Timing
-
Same day
Compare the terms, requirements, and editorial notes before you click through.
-
Business at least 2 years old
-
Annual revenue $120,000+
-
FICO 650+
-
Rate
-
29.9%
-
Amount
-
$5k–$250k
-
Timing
-
Same day
Compare the terms, requirements, and editorial notes before you click through.
-
Business at least 1 year old
-
Annual revenue $100,000+
-
FICO 625+