-
Rate
-
7.74–35.99%
-
Amount
-
$1k–$50k
-
Timing
-
Next business day funding
Consolidate debt with multiple rate discounts including autopay and direct creditor payment. Loans from $1,000 to $50,000 with terms up to 84 months. Accessible to fair-credit borrowers with scores as low as 580.
-
Minimum credit score 580
-
US citizen or permanent resident
-
Verifiable income
-
Rate
-
5.96–35.99%
-
Amount
-
$1k–$40k
-
Timing
-
Approved in as little as 1 hour, funded next business day
Pay off credit cards with a balance transfer loan from LendingClub. Direct payment to creditors available, with approval in as little as one hour and funding in one business day.
-
Minimum credit score 600
-
US citizen or permanent resident
-
Verifiable income
-
Rate
-
7.74–35.49%
-
Amount
-
$5k–$100k
-
Timing
-
Same day funding available
Consolidate credit card debt into one fixed monthly payment with no origination fees, no prepayment penalties, and fast funding available. Borrow $5K to $100K.
-
Minimum credit score 680
-
US citizen or permanent resident
-
Employed or have regular income
-
Rate
-
5.24–18.0%
-
Amount
-
$500–$150k
-
Timing
-
Quick online pre-approval
Digital Federal Credit Union auto loan with rates from 5.24% APR. No application fees and flexible terms.
-
US resident
-
DCU membership (free to join)
-
Valid SSN
-
Rate
-
5.09–18.74%
-
Amount
-
$5k–$150k
-
Timing
-
Pre-approval with 75-day rate lock
USAA auto loan for military members and families. Competitive rates with no dealer markup and 75-day rate lock.
-
US military member, veteran, or family
-
USAA membership required
-
Valid US SSN
-
Rate
-
5.49–27.99%
-
Amount
-
$2k–$75k
-
Timing
-
Instant pre-qualification
CarMax offers in-house financing on its used vehicle inventory with pre-qualification available online.
-
Rate
-
5.49–19.99%
-
Amount
-
$5k–$100k
-
Timing
-
Same day
Wells Fargo offers auto loans for new and used vehicles with rate discounts for existing customers.
-
US resident
-
Aged 18+
-
Good credit
-
Rate
-
5.99–22.99%
-
Amount
-
$5k–$75k
-
Timing
-
Same day via dealer
Ally Financial is one of the largest US auto lenders, offering new, used, and refinance auto loans.
-
Rate
-
4.14–17.99%
-
Amount
-
$500–$100k
-
Timing
-
Same day
Pentagon Federal Credit Union offers auto loans with rates as low as 4.14% APR, open to all.
-
PenFed membership (open to all)
-
US resident
-
Aged 18+
-
Rate
-
5.49–17.99%
-
Amount
-
$7.5k–$100k
-
Timing
-
Same day
Bank of America offers new and used car loans with competitive rates and relationship discounts.
-
US resident
-
Aged 18+
-
Good credit
-
Rate
-
5.49–17.99%
-
Amount
-
$4k–$100k
-
Timing
-
Same day
Chase offers auto financing for new and used vehicles with dealer partnerships and online pre-qualification.
-
US resident
-
Aged 18+
-
Good credit history
-
Rate
-
3.89–18.24%
-
Amount
-
$250–$100k
-
Timing
-
Same day
Navy Federal offers some of the lowest auto loan rates in the US, starting at 3.89% APR for new vehicles.
-
Military/DoD affiliation
-
Navy Federal membership
-
US resident
-
Rate
-
—
-
Amount
-
$2k–$250k
-
Timing
-
Same day (online decision)
Business lines of credit from $2,000 to $250,000. Apply in minutes, funds available fast. Revenue-based qualification.
-
FICO score 660+
-
Business at least 1 year old
-
Average monthly revenue $3,000+
-
Rate
-
5.5–7.5%
-
Amount
-
$50k–$3M
-
Timing
-
Pre-approval in minutes, closing in 3 weeks
Streamlined mortgage refinance with no origination fees, no lender commissions. 100% online process with 3-week average closing time.
-
Minimum credit score 620
-
US property owner
-
Proof of income and employment
-
Rate
-
7.74–35.99%
-
Amount
-
$1k–$50k
-
Timing
-
1 business day
Personal loans from $1,000 to $50,000. Check your rate with no impact on credit score. Direct pay option sends funds to creditors for debt consolidation.
-
Minimum credit score 600
-
US citizen or permanent resident
-
Valid bank account
-
Rate
-
6.25–35.99%
-
Amount
-
$5k–$50k
-
Timing
-
24-72 hours
Personal loans for debt consolidation from $5,000 to $50,000. Direct creditor payment option. Competitive rates for good credit.
-
Minimum credit score 640
-
US citizen or permanent resident
-
Verifiable income
-
Rate
-
4.67–21.99%
-
Amount
-
$5k–$100k
-
Timing
-
Minutes (online decision)
Auto refinancing specialist with rates starting at 5.15% APR. Save an average of $100/month by refinancing. Quick 2-minute application.
-
Minimum credit score 580
-
Vehicle less than 10 years old
-
Valid US driver license
-
Rate
-
6.49–25.39%
-
Amount
-
$5k–$100k
-
Timing
-
Same day funding available
New and used auto loans with low fixed rates and no fees. Borrow $5,000 to $100,000. Rate Beat Program guarantees competitive pricing.
-
Good to excellent credit required for best rates
-
US citizen or permanent resident
-
Rate
-
65–249%
-
Amount
-
$50–$500
-
Timing
-
Instant decision, same-day funding
Small emergency loans from $50 to $500. Build credit with installment payments. Available in 30+ states. Not a payday loan.
-
No minimum credit score
-
Active bank account with income history
-
US resident in eligible state
-
Rate
-
19.9–35.95%
-
Amount
-
$300–$10k
-
Timing
-
Minutes (prequalification), same-day funding
Personal loans for borrowers building credit. No credit history required. Borrow $300 to $18,500. Reports to all 3 credit bureaus.
-
No minimum credit score required
-
US resident in eligible state
-
Valid bank account or debit card
-
Rate
-
100.0–200.0%
-
Amount
-
$50–$1.5k
-
Timing
-
Same day at stores
Payday loans, installment loans, and check cashing services at store locations across the US. Quick approval for emergency payday loan needs.
-
Active bank account
-
Government-issued ID
-
Proof of income
-
Rate
-
49.0–200.0%
-
Amount
-
$200–$3.5k
-
Timing
-
Same business day
Online payday loans, installment loans, and lines of credit. Simple application available 24/7. Fast approval in minutes with fast funding. Payday lending and short-term emergency loans since 2011.
-
Active bank account
-
Verifiable income
-
US resident in eligible state
-
Rate
-
—
-
Amount
-
$50–$250
-
Timing
-
Minutes
Payday advance app offering instant cash advances up to $250. No credit check, no late fees. Payday loan alternative trusted by 12 million+ users. Get approved for a payday advance in minutes.
-
Active bank account with regular income deposits
-
No credit check required
-
US resident
-
Rate
-
—
-
Amount
-
$25–$500
-
Timing
-
5 minutes
Payday advance app offering up to $500 in ExtraCash payday advances with no interest. Get approved in 5 minutes. No credit check required. Payday lending alternative.
-
Dave Checking account
-
Active bank account with income history
-
No credit check
-
Rate
-
59.0–199.0%
-
Amount
-
$500–$4k
-
Timing
-
Same day
Online personal loans from $500 to $4,000 with fast funding available. No minimum credit score required. Reports to all three major credit bureaus to help build credit history.
-
No minimum credit score
-
Active bank account
-
Verifiable income
-
Rate
-
36.0–199.0%
-
Amount
-
$50–$5k
-
Timing
-
Same day
Payday loans, installment loans, title loans, and lines of credit with fast approval. Apply online or in-store. Trusted by millions of customers. Get cash as soon as the same business day.
-
Active Bank Account
-
Regular Income
-
18 Years Or Older
-
Rate
-
89.0–199.0%
-
Amount
-
$100–$3k
-
Timing
-
Same day
Online payday and installment loans with quick approval and fast funding. Offers payday loans, installment loans, and lines of credit depending on your state.
-
Active Bank Account
-
Regular Income
-
18 Years Or Older
-
Rate
-
99.0–199.0%
-
Amount
-
$100–$2k
-
Timing
-
Same day
Payday loans and installment loans with fast online application. Get cash quickly for emergency expenses. Available online and at retail locations across the US.
-
Active Bank Account
-
Regular Income
-
18 Years Or Older
-
Rate
-
60.0–199.0%
-
Amount
-
$500–$5k
-
Timing
-
Next business day
Online payday loan alternative offering installment loans from $500 to $5,000. Apply in minutes and get emergency cash as soon as the next business day. Payday lending alternative for borrowers who need fast emergency funds.
-
Active Bank Account
-
Regular Income
-
18 Years Or Older
-
Rate
-
36.0–199.0%
-
Amount
-
$50–$3k
-
Timing
-
Same day
Payday loans, installment loans, and flex lines of credit. Available online and at store locations nationwide. Quick payday loan approval for small unexpected expenses.
-
Active Bank Account
-
Regular Income
-
18 Years Or Older
-
Rate
-
36.0–199.0%
-
Amount
-
$100–$5k
-
Timing
-
Same day
One of the largest payday loan providers in the US. Offers payday loans and installment loans online and at 900+ store locations. fast payday loan funding available at stores.
-
Active Bank Account
-
Regular Income
-
18 Years Or Older
-
Rate
-
34.0–155.0%
-
Amount
-
$1k–$10k
-
Timing
-
Next business day
Personal loans and lines of credit for borrowers who may not qualify with traditional lenders. Fast application, quick decisions, and next-business-day funding.
-
Active Bank Account
-
Regular Income
-
18 Years Or Older
-
Rate
-
59.0–199.0%
-
Amount
-
$500–$4k
-
Timing
-
Same day
Online personal loans designed for borrowers with limited or bad credit. fast funding available with no hidden fees. Predictable payments that may help build credit history.
-
Active Bank Account
-
Regular Income
-
18 Years Or Older
-
Rate
-
3.99–24.99%
-
Amount
-
$8k–$100k
-
Timing
-
—
Compare auto loan offers from multiple lenders in minutes. New, used, refinance, and lease buyout options. Rates as low as 3.99%.
-
Review the key terms and eligibility notes before continuing
-
Open the detail page for the full breakdown
-
Rate
-
8.5–11.5%
-
Amount
-
$25k–$500k
-
Timing
-
—
Home equity loans and HELOCs with higher LTV options — borrow up to 95% of home value. Quick digital process.
-
Review the key terms and eligibility notes before continuing
-
Open the detail page for the full breakdown
-
Rate
-
6.65–15.0%
-
Amount
-
$15k–$400k
-
Timing
-
—
Home equity line of credit with 100% online application. Approval in 5 minutes, funding in 5 days. Draw on your home equity as needed.
-
Review the key terms and eligibility notes before continuing
-
Open the detail page for the full breakdown
-
Rate
-
6.875–7.148%
-
Amount
-
—
-
Timing
-
—
America's largest mortgage lender. Online application, verified approval in minutes. Purchase and refinance options. FHA, VA, and conventional.
-
Review the key terms and eligibility notes before continuing
-
Open the detail page for the full breakdown
-
Rate
-
5.99–7.5%
-
Amount
-
$10k–$500k
-
Timing
-
—
Competitive HELOC rates with no closing costs on lines up to $500,000. Interest-only payment option during draw period.
-
Review the key terms and eligibility notes before continuing
-
Open the detail page for the full breakdown
-
Rate
-
—
-
Amount
-
$50–$17.5k
-
Timing
-
—
Buy now, pay later with transparent terms. No hidden fees, no compounding interest. Pay in 4 or monthly installments at thousands of retailers.
-
Review the key terms and eligibility notes before continuing
-
Open the detail page for the full breakdown
-
Rate
-
7.99–24.99%
-
Amount
-
$2.5k–$40k
-
Timing
-
—
Personal loans from $2,500 to $40,000 with no origination fees. Fixed rates. Funds sent as early as next business day. Consolidation and home improvement.
-
Review the key terms and eligibility notes before continuing
-
Open the detail page for the full breakdown
-
Rate
-
6.75–16.0%
-
Amount
-
$1k–$50k
-
Timing
-
—
Low-rate personal loans from $1,000 to $50,000. APR as low as 7.49%. No origination fees. Free membership with $5 deposit.
-
Review the key terms and eligibility notes before continuing
-
Open the detail page for the full breakdown
-
Rate
-
9.95–35.99%
-
Amount
-
$2k–$35k
-
Timing
-
—
Personal loans from $2,000 to $35,000 with APR from 9.95%-35.99%. Designed for borrowers with fair credit. Funds as soon as next business day.
-
Review the key terms and eligibility notes before continuing
-
Open the detail page for the full breakdown
-
Rate
-
6.09–17.99%
-
Amount
-
$600–$50k
-
Timing
-
—
Personal loans from $600 to $50,000 with APR starting at 8.49%. No origination fees. Available to all — anyone can join PenFed.
-
Review the key terms and eligibility notes before continuing
-
Open the detail page for the full breakdown
-
Rate
-
7.49–22.44%
-
Amount
-
$5k–$50k
-
Timing
-
—
Personal loans from $5,000 to $50,000 with no origination fees. Autopay discount. Existing Citizens customers may get reduced rates.
-
Review the key terms and eligibility notes before continuing
-
Open the detail page for the full breakdown
-
Rate
-
6.99–35.99%
-
Amount
-
$2k–$50k
-
Timing
-
—
Personal loans from $2,000 to $50,000 with competitive rates. Quick funding — often same or next day. Debt consolidation and home improvement focus.
-
Review the key terms and eligibility notes before continuing
-
Open the detail page for the full breakdown
-
Rate
-
7.95–35.99%
-
Amount
-
$5k–$40k
-
Timing
-
—
Personal loans specifically designed for paying off credit card debt. Lower rates than credit cards for qualified borrowers. Focus on financial wellness.
-
Review the key terms and eligibility notes before continuing
-
Open the detail page for the full breakdown
-
Rate
-
7.95–35.99%
-
Amount
-
$5k–$40k
-
Timing
-
—
Specifically designed to pay off credit card debt. Lower interest rates than most credit cards. Financial wellness tools included.
-
Review the key terms and eligibility notes before continuing
-
Open the detail page for the full breakdown
-
Rate
-
8.99–18.0%
-
Amount
-
$250–$50k
-
Timing
-
—
Personal loans for military members and families. Borrow $250 to $50,000. Competitive rates and no origination fees. Flexible terms.
-
Review the key terms and eligibility notes before continuing
-
Open the detail page for the full breakdown
-
Rate
-
6.74–24.49%
-
Amount
-
$3k–$100k
-
Timing
-
—
Personal loans from $3,000 to $100,000 with no origination fees. Relationship discount for existing customers. fast funding available.
-
Review the key terms and eligibility notes before continuing
-
Open the detail page for the full breakdown
-
Rate
-
4.24–10.37%
-
Amount
-
$5k–$500k
-
Timing
-
—
Refinance federal and private student loans with rates starting at 4.49%. No fees. Unemployment protection included. Member benefits.
-
Review the key terms and eligibility notes before continuing
-
Open the detail page for the full breakdown
-
Rate
-
2.74–17.99%
-
Amount
-
Up to $1k
-
Timing
-
—
Private student loans for undergrad, grad, and parents. Competitive rates with multiple repayment options. $1,000 to full cost of attendance.
-
Review the key terms and eligibility notes before continuing
-
Open the detail page for the full breakdown
-
Rate
-
2.99–16.38%
-
Amount
-
$1k–$200k
-
Timing
-
—
Private student loans for undergraduate, graduate, and career training. Competitive rates with multiple repayment options during and after school.
-
Review the key terms and eligibility notes before continuing
-
Open the detail page for the full breakdown
-
Rate
-
8.99–35.99%
-
Amount
-
$2k–$50k
-
Timing
-
—
Fixed-rate personal loans from $2,000 to $50,000 funded by investors. Use for debt consolidation, home improvement, or major purchases.
-
Review the key terms and eligibility notes before continuing
-
Open the detail page for the full breakdown
-
Rate
-
4.91–14.99%
-
Amount
-
$4k–$100k
-
Timing
-
—
Pre-qualify for auto financing with no impact on credit score. Competitive rates for new and used vehicles with flexible terms up to 72 months.
-
Review the key terms and eligibility notes before continuing
-
Open the detail page for the full breakdown
-
Rate
-
4.15–14.9%
-
Amount
-
$5k–$500k
-
Timing
-
—
Refinance student loans with flexible repayment options and no fees. Choose your exact monthly payment or loan term. Skip a payment once per year.
-
Review the key terms and eligibility notes before continuing
-
Open the detail page for the full breakdown
-
Rate
-
6.53–35.99%
-
Amount
-
$1k–$40k
-
Timing
-
—
Peer-to-peer lending platform offering personal loans from $1,000 to $40,000. Joint applications available for better rates.
-
Review the key terms and eligibility notes before continuing
-
Open the detail page for the full breakdown
-
Rate
-
6.2–35.99%
-
Amount
-
$1k–$50k
-
Timing
-
—
AI-powered lending platform offering personal loans from $1,000 to $50,000. Considers education and employment in addition to credit score for approval.
-
Review the key terms and eligibility notes before continuing
-
Open the detail page for the full breakdown
-
Rate
-
6.5–8.0%
-
Amount
-
$50k–$2M
-
Timing
-
—
Commission-free mortgage lender with no origination fees. Get pre-approved in minutes with competitive rates for purchase or refinance.
-
Review the key terms and eligibility notes before continuing
-
Open the detail page for the full breakdown
-
Rate
-
6.49–24.89%
-
Amount
-
$5k–$100k
-
Timing
-
—
Low-rate personal loans from $5,000 to $100,000 backed by Truist Bank. Rate Beat program guarantees competitive rates with autopay discount.
-
Review the key terms and eligibility notes before continuing
-
Open the detail page for the full breakdown
-
Rate
-
6.9–27.9%
-
Amount
-
$1k–$100k
-
Timing
-
—
Online car buying with integrated financing. Get pre-qualified in minutes with no credit score impact. 7-day return policy on all vehicles.
-
Review the key terms and eligibility notes before continuing
-
Open the detail page for the full breakdown
-
Rate
-
6.17–6.5%
-
Amount
-
$50k–$3M
-
Timing
-
—
America's largest mortgage lender offering conventional, FHA, VA, and jumbo loans. Fully digital application process with rate lock options.
-
Review the key terms and eligibility notes before continuing
-
Open the detail page for the full breakdown
-
Rate
-
8.99–29.99%
-
Amount
-
$3.5k–$40k
-
Timing
-
—
No-fee personal loans from $3,500 to $40,000 with fixed rates. No sign-up, prepayment, or late fees. On-time payment reward.
-
Review the key terms and eligibility notes before continuing
-
Open the detail page for the full breakdown
-
Rate
-
7.74–35.49%
-
Amount
-
$5k–$100k
-
Timing
-
—
No-fee personal loans from $5,000 to $100,000 with competitive fixed rates. No origination fees, no prepayment penalties, and unemployment protection.
-
Review the key terms and eligibility notes before continuing
-
Open the detail page for the full breakdown
-
Rate
-
6.2%
-
Amount
-
$5k–$250k
-
Timing
-
Same day
Compare the terms, requirements, and editorial notes before you click through.
-
Business at least 2 years old
-
Annual revenue $120,000+
-
FICO 650+
-
Rate
-
29.9%
-
Amount
-
$5k–$250k
-
Timing
-
Same day
Compare the terms, requirements, and editorial notes before you click through.
-
Business at least 1 year old
-
Annual revenue $100,000+
-
FICO 625+
-
Rate
-
—
-
Amount
-
—
-
Timing
-
Instant alerts
Refinance rate monitoring service. Tracks mortgage, auto, personal, and student loan rates daily using Freddie Mac and St. Louis Fed data. Alerts users when refinancing could save $100+ per month.
-
No SSN required
-
No bank linking